10849 S Fairfield Ave, Chicago, IL 60655 Property Records

Cook County property record for 10849 S Fairfield Ave, Chicago, IL 60655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,286 sqft · built 1942
Lot Size	0.146 acres (6,345 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2020)
Tax Bill	$5,892 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-13-409-070`

Property Details

APN / Parcel Number

Primary APN	`24-13-409-070`
Alternative APN	`24-13-409-070-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,345 sqft (0.146 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10849 S FAIRFIELD AVE
City	CHICAGO
State	IL
Zip	60655-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	F F (OVIATTS) SUB OF VAC OF LTS 1-24 INCL BLKS 1-2 7- 8 IN F F OVIATTS SUB WH SE SEC 13-37-13
Legal Range	13E
Legal Township	37N
Legal Section	13
Legal Subdivision	OVIATTS SUB
Legal Block	1,2
Legal Lot Number	1-24
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3004
Census Tract	750300

Owner

10849 S Fairfield Ave is owned and occupied by an individual who bought it in November 2020.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10849 S FAIRFIELD AVE, CHICAGO, IL 60655-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Aug 2, 2016 · Amount on File
Deed Document Number	202016025
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 10, 2020
Property Address	10849 S FAIRFIELD AVE, CHICAGO, IL 60655-1722
Document Number	2031516025
Instrument Date	Aug 19, 2020
Instrument	31516025
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10858 S FAIRFIELD AVE CHICAGO IL 606551723, CHICAGO, IL 60655-1723

Mortgage

Document Number	2031516026
Date	Nov 10, 2020
Instrument	31516026

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,000 Land $7,931 Building $38,069	$460,000 Land $79,310 Building $380,690
2023	$5,892.00 (+2.94%)
2022	$5,724.00 (-7.44%) Homeowner's exemption	$31,171 (-8.32%) Land $6,345 Building $24,826	$311,710 (-8.32%) Land $63,450 Building $248,260
2021	$6,184.00 Homeowner's exemption	$34,000 Land $6,345 Building $27,655	$340,000 Land $63,450 Building $276,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10849 S Fairfield Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10849 S Fairfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20