Sacramento County property record for 10849 Arno Rd, Galt, CA 95632
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 5 ba · 6,792 sqft · built 2009 |
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jan 2007) |
| Tax Bill | $10,079 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-0280-091-0000 |
| Primary APN | 134-0280-091-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 6,792 sqft Living Area |
| 1st Floor Area | 6,379 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Roof Material | Other |
| Lot Area | 163,350 sqft |
| Garage Area | 2,460 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10849 ARNO RD |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG-20 |
| Legal Description | POR. OF E 100 AC OF TRACT #70, RANCHO SAN JON DE LOS MOKELUMNES DESC AS BEG AT SW OF SD E10ACRES TH S88D5928 E15FT, TH FROM |
| Legal Subdivision | RANCHO SAN JON DE LOS MOKELUMNES |
| Legal Tract | 70 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 9403 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10849 ARNO RD, GALT, CA 95632-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/CTRL CA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2007 · Amount on Record |
| Deed Sale | Jan 17, 2007 · Amount on Record |
| Prior Sale | May 24, 2000 · Amount on Record |
| Deed Book / Page | 20070117 / 1282 |
| Prior Transfer Date | Apr 24, 2006 |
| Prior Transfer Doc | 1170000001282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 10849 ARNO RD, GALT, CA 95632-8574 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10849 ARNO RD, GALT, CA 95632-8574 |
| Document Number | 0000000321 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023031500321 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 10849 ARNO RD, GALT, CA 95632-8574 |
| Document Number | 1802271127 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10849 ARNO RD GALT CA 956328574, GALT, CA 95632-8574 |
| Document Number | 1802271127 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 1802271127 |
| Name | FARMERS & MERCHANTS BK/CTRL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241-1902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Arcohe Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $956,404 (+2%) Land $206,145 Building $750,259 | |
| 2025 | $10,079.00 (+1.83%) Homeowner's exemption | $937,652 (+241.35%) Land $202,103 Building $735,549 |
| 2024 | $9,898.00 (+231.59%) | |
| 2023 | $2,985.00 (+4.66%) | $274,690 Land $194,256 Building $80,434 |
| 2022 | $2,852.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1995–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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