Kootenai County property record for 10848 N Split Rock Rd, Hayden, ID 83835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,981 sqft · built 2020 |
| Lot Size | 0.971 acres (42,297 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,291 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07480001004A |
| Primary APN | 07480001004A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,981 sqft Living Area |
| Basement Area | 2,273 sqft |
| Finished Basement | 2,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 42,297 sqft (0.971 acres) |
| Lot Width | 103 ft Width |
| Garage Type | Attached |
| Garage Area | 913 sqft |
| Parking Spaces | 4 Parking Spaces |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 148366 |
|---|---|
| Street Address | 10848 N SPLIT ROCK RD |
| City | HAYDEN |
| State | ID |
| Zip | 83835-7015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT ROCK SUB, TAX#25522 IN LTS 3,4 BLOCK 1, LT 3 BLOCK 2 1751N03W |
| Legal Subdivision | SPLIT ROCK SUB |
| Legal Block | 1-2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | COEUR D'ALENE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 1801 |
Source: Kootenai County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10848 N SPLIT ROCK RD, HAYDEN, ID 83835-7015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2018 | Deed of Trust, Mortgage · ARM MOUNTAIN WEST BANK |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 25, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2019 |
| Transfer Doc | 2703614000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 10848 N SPLIT ROCK RD, HAYDEN, ID 83835-7015 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Name | Verified Name |
|---|
| Document Number | 2633320000 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2633320000 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 10848 N SPLIT ROCK RD, HAYDEN, ID 83835-7015 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | TITLEONE BOISE, TITLEONE BOSE |
| Name | Verified Name |
|---|
| Document Number | 2857510000 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2857510000 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 10848 N SPLIT ROCK RD, HAYDEN, ID 83835-7015 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 10848 N SPLIT ROCK RD, HAYDEN, ID 83835-7015 |
| Document Number | 2903584000 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2903584000 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | BOISE, ID 83702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Jul 25, 2019 |
| Property Address | 10848 N SPLIT ROCK RD, HAYDEN, ID 83835-7015 |
| Document Number | 2703614000 |
| Map Reference | DOC 273909 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2703614000 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | NOT AVAILABLE, KOOTENAI COUNTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9254 N CASTLE WAY, HAYDEN, ID 83835-9684 |
| Document Number | 2703615000 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2703615000 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Coeur d'Alene School District 271 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,291.00 (+5.76%) Homeowner's exemption | $2,189,622 (+3.16%) Land $869,079 Building $1,320,543 | $2,189,622 (+3.16%) Land $869,079 Building $1,320,543 |
| 2024 | $6,894.00 (+10.66%) | ||
| 2023 | $6,230.00 (-16.24%) Homeowner's exemption | $2,122,613 (+1.47%) Land $869,079 Building $1,253,534 | $2,122,613 (+1.47%) Land $869,079 Building $1,253,534 |
| 2022 | $7,438.00 | $2,091,789 Land $871,766 Building $1,220,023 | $2,091,789 Land $871,766 Building $1,220,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Idaho |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAYDEN LAKE IRRIGATION DIST public/private · serves 9,375 people · EPA ID ID1280087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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