10848 Masters Dr, Clermont, FL 34711 Property Records

Lake County property record for 10848 Masters Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,471 sqft · built 2003
Lot Size	0.22 acres (9,618 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Dec 2019)
Tax Bill	$4,157 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1020-000-24400`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1020-000-24400`
Alternative APN	`3808167`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,471 sqft Living Area
1st Floor Area	2,471 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,618 sqft (0.22 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3808167
Street Address	10848 MASTERS DR
City	CLERMONT
State	FL
Zip	34711-6299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 2E SUB LOT 244 PB 46 PG 64-66 ORB 5385 PG 522
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES
Legal Phase	2E
Legal Tract	1020
Legal Lot Number	244
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2087
Census Tract	31207

Owner

10848 Masters Dr is owned and occupied by an individual who bought it in December 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10848 MASTERS DR, CLERMONT, FL 34711-6299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Aug 6, 2015 · Amount on File
Deed Document Number	2019138125
Deed Book / Page	5385 / 0522
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10848 MASTERS DR, CLERMONT, FL 34711-6299
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10848 MASTERS DR, CLERMONT, FL 34711-6299

Mortgage

Document Number	0058101884
Date	Oct 7, 2021
Book Page	5810/1884
Instrument	2021138800

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10848 MASTERS DR, CLERMONT, FL 34711-6299
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050132266
Date	Oct 17, 2017
Book Page	5013/2266
Instrument	2017110359

Lender

Name	PNC BANK NA
Type	Bank
Address	CLERMONT, FL 34711

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 4, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 5, 2019
Property Address	10848 MASTERS DR, CLERMONT, FL 34711-6299
Document Number	0053850522
Book / Page	5385 / 0522
Map Reference	MB 46 PG 64-66
Instrument Date	Oct 24, 2019
Instrument	2019138125
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 CHICORY CT, 1106, EXETER, PA 18643-1181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10848 MASTERS DR, CLERMONT, FL 34711-6299

Mortgage

Document Number	0053850524
Date	Dec 5, 2019
Instrument	5385/0524

Lender

Name	HOME1ST LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,070 Land $102,300 Building $202,770	$420,691 Land $102,300 Building $318,391
2024	$4,157.00 (+7.06%)
2023	$3,883.00 (+6.79%) Homeowner's exemption	$287,850 (+3%)	$441,275 (+34.36%) Land $102,300 Building $338,975
2022	$3,636.00 Homeowner's exemption	$279,470	$328,438 Land $62,000 Building $266,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10848 Masters Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10848 Masters Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T.

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