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10848 169th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10848 169th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,021 sqft · built 1973
Lot Size11.6 acres (507,909 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Jan 2024)
Tax Bill$2,232 (2024)
Deeds & MortgagesSep 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-03S-12E-10167-000000

Property Details

APN / Parcel Number

Primary APN02-03S-12E-10167-000000
Alternative APN
  • 10167000000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,021 sqft Living Area
1st Floor Area2,021 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area507,909 sqft (11.6 acres)
Patio Area404 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10848 169TH RD
CityLIVE OAK
StateFL
Zip32060-6248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 11.66 ACRES COMM AT SW CORNER OF SEC 2; THENCE N 00 DEG 1232 E 1896.00 FT TO POB; THENCE CONT N 00 DEG 1232 E 222.60 FT; THENCE N 89 DEG 3411 E 300.00 FT; THENCE S 00 DEG 1232 W 33.00 FT; THENCE N 89 DEG 3411 E 1023.13 FT TO E LINE OF NW1/4 OF SW
Legal Range12E
Legal Township03S
Legal Section02
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group2
Census Block2021
Census Tract970304

Owner

10848 169th Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Suwannee County records, as of December 26, 2025

Owner of Record2 Individual Names on File
Mailing Address10848 169TH RD, LIVE OAK, FL 32060-6248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 27, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 17, 2024Warranty Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2024 · Amount on File
Deed SaleJan 17, 2024 · Amount on File
Prior SaleMay 24, 2016 · Amount on File
Deed Document Number2024275006
Deed Book / Page2491 / 251
Prior Transfer DateMay 19, 2016
Prior Transfer Doc0000275006
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address10848 169TH RD, LIVE OAK, FL 32060-6248
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10848 169TH RD, LIVE OAK, FL 32060-6248

Mortgage

Document Number0000243522
DateSep 23, 2021
Book Page2300/153
Instrument2021243522
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJul 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address10848 169TH RD, LIVE OAK, FL 32060-6248
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000226417
DateMay 27, 2020
Book Page2188/279
Instrument2020226417
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJan 17, 2024
Property Address10848 169TH RD, LIVE OAK, FL 32060-6248
Document Number0000275006
Book / Page2491 / 251
Instrument DateMay 19, 2016
Instrument2024275006
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Transaction

AmountAmount on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4140 PACKARD AVE, SAINT CLOUD, FL 34772-7314

Transferred To (Grantee/Buyer)

NameVerified Name
Address10848 169TH RD, LIVE OAK, FL 32060-6248

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$300,082 Land $73,458 Building $226,624$300,082 Land $73,458 Building $226,624
2024$2,232.00 (+2.76%)
2023$2,172.00 (+3.08%) Homeowner's exemption$167,042 (+3%)$264,212 (+30.34%) Land $66,462 Building $197,750
2022$2,107.00 Homeowner's exemption$162,177$202,707 Land $58,300 Building $144,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10848 169th Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10848 169th Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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