10846 Timer Dr W, Huntley, IL 60142 Property Records

McHenry County property record for 10846 Timer Dr W, Huntley, IL 60142

Property Summary

Property Type	Single Family Home
Details	2,444 sqft · built 1994
Lot Size	0.616 acres (26,849 sqft)
Owner	2 Trust Names on File
Last Sale	$297,000 (Dec 2025)
Tax Bill	$4,868 (2024)
Deeds & Mortgages	Jun 2025 Line of Credit Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-28-435-007`

Property Details

APN / Parcel Number

Primary APN	`18-28-435-007`

Interior

Building Area	2,444 sqft Living Area
Basement Area	823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	26,849 sqft (0.616 acres)
Garage Area	437 sqft
Porch	Porch
Porch Area	41 sqft
Deck Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10846 TIMER DR W
City	HUNTLEY
State	IL
Zip	60142-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0001237 UNIT 2 AS AMENDED PER PLAT 95R024079 BRACKMANN CONDO IV (LT 4 BAKLEYS 15TH ADDN)
Legal Subdivision	BRACKMANN CONDO IV
Legal Block	435
Legal Lot Number	4
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1011
Census Tract	871114

Owner

10846 Timer Dr W is owner-occupied and held in a trust since December 2025.

Source: McHenry County records, as of March 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK
Sep 19, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THE HARVARD STATE BANK
Dec 15, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HARVARD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Jan 10, 2022 · Amount on File
Deed Document Number	202533674
Prior Transfer Date	Jun 15, 1995
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197

Mortgage

Document Number	0000015519
Date	Jun 16, 2025
Instrument	2025R0015519

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2030

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197

Mortgage

Document Number	0000025758
Date	Sep 19, 2025
Instrument	2025R0025758

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	59 Months
Due	Aug 14, 2030

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	6 Months

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 15, 2025
Property Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197
Document Number	0000035185
Map Reference	DOC 91R16240
Instrument Date	Dec 5, 2025
Instrument	2025R0035185
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 1, 2025
Property Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197
Document Number	0000033674
Map Reference	DOC 9IR16240
Instrument Date	Nov 11, 2025
Instrument	2025R0033674
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10607 MATHEW ST, HUNTLEY, IL 60142-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 CHANCERY WAY, HOLLIS, IL 61607

Mortgage

Document Number	0000033675
Date	Dec 1, 2025
Instrument	2025R0033675

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	6.99%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 10, 2022
Property Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197
Document Number	0000001237
Instrument Date	Dec 14, 2021
Instrument	2022R0001237
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10846 TIMER DR W, HUNTLEY, IL 60142-7197

Mortgage

Document Number	0000001238
Date	Jan 10, 2022
Instrument	2022R0001238

Lender

Name	THE HARVARD STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Grafton Township
Municipality	Huntley Village
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,868.00 Homeowner's exemption	$76,560 Land $5,589 Building $70,971	$229,680 Land $16,767 Building $212,913
2022	Homeowner's exemption	$62,625 Land $4,572 Building $58,053	$187,875 Land $13,716 Building $174,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10846 Timer Dr W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10846 Timer Dr W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTLEY serves 28,495 people · EPA ID IL1110350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband, Verizon.

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