10846 Pepper Ln, Houston, TX 77079 Property Records

Harris County property record for 10846 Pepper Ln, Houston, TX 77079

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,252 sqft · built 1977
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$824,600 (Mar 2025)
Tax Bill$11,494 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2025 Mortgage
Flood ZoneZone AE (high risk)
APN105-377-000-0001

Property Details

APN / Parcel Number

Primary APN105-377-000-0001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,252 sqft Living Area
1st Floor Area2,680 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area5,662 sqft (0.13 acres)
View / LotNeighborhood
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area100 sqft
Utility Building72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1053770000001
Street Address10846 PEPPER LN
CityHOUSTON
StateTX
Zip77079-3602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 BRITTWOOD T/H
Legal SubdivisionBRITTWOOD T/H
Legal Block3
Legal Lot Number1
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3004
Census Tract450200

Owner

10846 Pepper Ln is owned and occupied by two individuals who bought it in March 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address10846 PEPPER LN, HOUSTON, TX 77079-3602
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 6, 2025Vendor's Lien, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on File
Deed SaleMar 6, 2025 · Amount on File
Prior SaleJun 14, 2016 · Amount on File
Deed Document Number202581600
Prior Transfer DateJun 10, 2016
Prior Transfer Doc0000253546
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10846 PEPPER LN, HOUSTON, TX 77079-3602
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10846 PEPPER LN, HOUSTON, TX 77079-3602

Mortgage

Document Number0000105448
DateMar 20, 2026
Instrument2026-105448
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2051

March 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateMar 6, 2025
Property Address10846 PEPPER LN, HOUSTON, TX 77079-3602
Document Number0000081600
Map ReferenceVOL 191 PG 61
Instrument DateMar 4, 2025
Instrument2025-81600
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10846 PEPPER LN, HOUSTON, TX 77079-3602

Mortgage

Document Number0000081601
DateMar 6, 2025
Instrument2025-81601
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 10846 Pepper Ln was $11,494 with a homeowner's exemption, down 25.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictSpring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,009,025 (+44.47%) Land $226,310 Building $782,715$1,009,025 (+44.47%) Land $226,310 Building $782,715
2025$11,494.00 (-25.34%)$698,428 (-) Land $226,310 Building $472,118$698,428 (-) Land $226,310 Building $472,118
2024$15,395.00 (+107.2%)$698,428 (-0.9%) Land $226,310 Building $472,118$698,428 (-0.9%) Land $226,310 Building $472,118
2023$7,430.00$704,762 Land $226,310 Building $478,452$704,762 Land $226,310 Building $478,452
2022$7,430.00
2020$6,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10846 Pepper Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 221 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies221 in force
Nearby Flood Claims170 (1980–2021)
Claims Outside the SFHA127 of 170
Most Recent ClaimMay 2021 · other causes
Claims by Event
  • Hurricane Harvey, Aug 2017 · 49 claims
  • Severe Storms And Flooding, Apr 2016 · 7 claims
  • Severe Storms & Flooding, Mar 1992 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10846 Pepper Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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