10845 Maple Valley Rd, Gladwin, MI 48624 Property Records

Roscommon County property record for 10845 Maple Valley Rd, Gladwin, MI 48624

Property Summary

Property Type	Single Family Home
Lot Size	34.1 acres (1,487,574 sqft)
Owner	Individual Name on File
Last Sale	$112,750 (Nov 2016)
Tax Bill	$1,712 (2022)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-119-011-0060`

Property Details

APN / Parcel Number

Primary APN	`009-119-011-0060`

Exterior

Lot Area	1,487,574 sqft (34.1 acres)

Location & Zoning

Street Address	10845 MAPLE VALLEY RD
City	GLADWIN
State	MI
Zip	48624-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURVEY 1170/1745 L979/P2466 L974/P30 L975/P1921-23 L546/P366 211 COMAT W 1/4 COR SEC 19 TH S0DEG00'34W ALG W SEC LINE
Jurisdiction	ROSCOMMON MI
Township / Civil Division	NESTER
Census Block Group	2
Census Block	2091
Census Tract	971100

Owner

10845 Maple Valley Rd is owned and occupied by an individual who bought it in November 2016.

Source: Roscommon County records, as of December 11, 2023

Owner of Record	Individual Name on File
Mailing Address	10845 MAPLE VALLEY RD, GLADWIN, MI 48624-9130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2016 · Amount on File
Deed Sale	Nov 15, 2016 · Amount on File
Prior Sale	Nov 15, 2016 · Amount on File
Deed Document Number	201600008397
Deed Book / Page	1160 / 1913
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	10845 MAPLE VALLEY RD, GLADWIN, MI 48624-9130
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01192/0638
Date	Jan 9, 2026
Book Page	1192/0638
Instrument	202600000144

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	10845 MAPLE VALLEY RD, GLADWIN, MI 48624-9130
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01179/1908
Date	Feb 9, 2022
Book Page	1179/1908
Instrument	202200000899

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	10845 MAPLE VALLEY RD, GLADWIN, MI 48624-9130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1163/1405
Date	Sep 6, 2017
Book Page	1163/1405
Instrument	201700006714

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Nester Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$119,900	$239,800
2022	$1,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10845 Maple Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10845 Maple Valley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cherry Capital Connection Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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