Placer County property record for 10845 Cairncroft Ln, Truckee, CA 96161
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,363 sqft · built 2012 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,280,000 (Feb 2017) |
| Tax Bill | $57,994 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-020-017-000 |
| Primary APN | 106-020-017-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,363 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Wood |
| Lot Area | 87,120 sqft |
| Garage Area | 925 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10845 CAIRNCROFT LN |
|---|---|
| City | TRUCKEE |
| State | CA |
| Zip | 96161-4264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSBX |
| Legal Description | 2.0AC LOT 36 MARTIS CAMP UNIT 1 TR939 MOR BB-17 |
| Legal Subdivision | MARTIS CAMP UNIT NO. 1 |
| Legal Tract | 939 |
| Legal Lot Number | 36 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | COLFAX-MONUMENTAL RIDGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 22011 |
10845 Cairncroft Ln is owned by an individual who acquired it in August 2024.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11516 FRONT FIELD LN, POTOMAC, MD 20854-1352 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LOST LIBRARY LLC |
| Feb 16, 2017 | Intrafamily Transfer, Transfer · ARM BNY MELLON NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2017 · Amount on File |
| Deed Sale | Feb 16, 2017 · Amount on File |
| Prior Sale | Dec 8, 2010 · Amount on File |
| Deed Document Number | 201711822 |
| Last Transfer Date | Aug 29, 2024 |
| Transfer Doc | 0000047010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 10845 CAIRNCROFT LN, TRUCKEE, CA 96161-4264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10845 CAIRNCROFT LN, TRUCKEE, CA 96161-4264 |
| Document Number | 0000051701 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-0051701 |
| Name | LOST LIBRARY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10003 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 16, 2017 |
| Property Address | 10845 CAIRNCROFT LN, TRUCKEE, CA 96161-4264 |
| Document Number | 0000011822 |
| Map Reference | MAP BB PG17 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 2017-0011822 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8901 PERSIMMON TREE RD, POTOMAC, MD 20854-4319 |
| Document Number | 0000011823 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 2017-0011823 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
The 2025 property tax bill for 10845 Cairncroft Ln was $57,994.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Unified School District | Tahoe-Truckee Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,456,414 (+2%) Land $908,012 Building $4,548,402 | |
| 2025 | $57,994.00 | $5,349,426 Land $890,208 Building $4,459,218 |
| 2023 | $56,841.00 (+1.74%) | $5,141,703 (+2%) Land $855,641 Building $4,286,062 |
| 2022 | $55,868.00 | $5,040,886 Land $838,864 Building $4,202,022 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10845 Cairncroft Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 19 (1983–2018) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10845 Cairncroft Ln is very high, ranking above 90% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHSTAR CSD - MARTIS VALLEY serves 4,432 people · EPA ID CA3110051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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