10844 Harmel Dr, Columbia, MD 21044 Property Records

Howard County property record for 10844 Harmel Dr, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,410 sqft · built 1996
Lot Size	0.565 acres (24,630 sqft)
Owner	2 Individual Names on File
Last Sale	$552,000 (Jun 2018)
Tax Bill	$10,128 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-415306`

Property Details

APN / Parcel Number

Primary APN	`05-415306`
Alternative APNs	`5415306` `415306`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,410 sqft Total Area
Basement Area	939 sqft
Finished Basement	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,630 sqft (0.565 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	415306
Street Address	10844 HARMEL DR
City	COLUMBIA
State	MD
Zip	21044-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 4 24,630 SQ 10844 HARMEL DR BINK PROP A RSB LT 1 & 2
Legal Subdivision	BRINKLEY PROPERTY
Legal Lot Number	1,2,4
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2003
Census Tract	605601

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORRIDOR MTG
Jun 19, 2018	Deed, Transfer · Conventional Mortgage CORRIDOR MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Book / Page	18231 / 395
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218600294
Date	Jan 20, 2023
Book Page	21860/294

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188620411
Date	Sep 3, 2019
Book Page	18862/411

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721

Mortgage

Document Number	0211640474
Date	Dec 2, 2021
Book Page	21164/474

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721
Document Number	0182310401
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10844 HARMEL DR COLUMBIA MD 210443721, COLUMBIA, MD 21044-3721

Mortgage

Document Number	0182310401
Date	Jun 19, 2018
Book Page	018231/000401

Lender

Name	CORRIDOR MTG
Type	Mortgage Company
Address	MARRIOTTSVILLE, MD 21104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 19, 2018
Property Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721
Document Number	0182310395
Book / Page	18231 / 395
Map Reference	PL12161
Instrument Date	Jun 5, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MICHAELS TITLE AND ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10844 HARMEL DR, COLUMBIA, MD 21044-3721

Mortgage

Document Number	0018231401
Date	Jun 19, 2018
Instrument	18231/401

Lender

Name	CORRIDOR MORTGAGE GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,700 (+6.22%)	$840,900 (+18.67%) Land $391,800 Building $449,100
2025	$10,128.00 (+62.91%) Homeowner's exemption	$708,600 (+17.25%) Land $276,800 Building $431,800	$708,600 (-) Land $276,800 Building $431,800
2023		$604,333	$708,600 Land $276,800 Building $431,800
2022	$6,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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