10842 Tailwater St, Davidson, NC 28036 Property Records

Cabarrus County property record for 10842 Tailwater St, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,510 sqft · built 2012
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Aug 2022)
Tax Bill	$3,408 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03008B0355.000000`

Property Details

APN / Parcel Number

Primary APN	`03008B0355.000000`
Alternative APNs	`4672 36 3584` `131072` `156984`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	1,066 sqft
Upper Floors Area	962 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Mixed
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	156984
Street Address	10842 TAILWATER ST
City	DAVIDSON
State	NC
Zip	28036-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 355 FARM AT RIVERPOINTE
Legal Subdivision	FARM AT RIVERPOINTE BACK
Legal Lot Number	355
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1005
Census Tract	41301

Owner

10842 Tailwater St is owned and occupied by two individuals who bought it in August 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10842 TAILWATER ST, DAVIDSON, NC 28036-9611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY
Aug 2, 2019	Deed of Trust, Mortgage ATTORNEY ONLY
Jun 21, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	202223985
Deed Book / Page	16144 / 336
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 4, 2022
Property Address	10842 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	0016144336
Book / Page	16144 / 336
Map Reference	MB 60 PG 41
Instrument Date	Aug 4, 2022
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	PANTHER TITLE INC, PANTHER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5753 HIGHWAY, 5753, DAVIDSON, NC 28036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10842 TRAIL WATER STREET, DAVIDSON, NC 28036-9611

Mortgage

Document Number	0161440338
Date	Aug 4, 2022
Instrument	16144-0338

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10842 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	13640302
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 21, 2019
Property Address	10842 TAILWATER ST, DAVIDSON, NC 28036-9611
Document Number	0013563161
Book / Page	13563 / 0161
Map Reference	MB 60 PG 41
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4804 MIRANDA DR, 4804, HOPE MILLS, NC 28348-5675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10842 TAILWATER ST, DAVIDSON, NC 28036-9611

Mortgage

Document Number	0013563163
Date	Jun 21, 2019
Instrument	13563/163

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,940 Land $95,000 Building $324,940
2024			$419,940 (+47.92%) Land $95,000 Building $324,940
2023	$3,408.00	$283,890 Land $51,000 Building $232,890	$283,890 Land $51,000 Building $232,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10842 Tailwater St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10842 Tailwater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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