10842 S Central Ave, Montclair (Ontario), CA 91762 Property Records

San Bernardino County property record for 10842 S Central Ave, Montclair, CA 91762

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft · built 1924
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2020)
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-283-23-0000`

Property Details

APN / Parcel Number

Primary APN	`1011-283-23-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	600 sqft Living Area
1st Floor Area	400 sqft
2nd Floor Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Patio/Porch
Porch Area	426 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10842 CENTRAL AVE
City	MONTCLAIR
State	CA
Zip	91763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CS
Legal Description	MONTE VISTA TR 2 LOT 33 BLK 5
Legal Subdivision	MONTE VISTA #2
Legal Tract	2
Legal Block	5
Legal Lot Number	33
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1010
Census Tract	304

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10842 S CENTRAL AVE, ONTARIO, CA 91762-3907
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Oct 23, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2019	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Aug 28, 2019	Grant Deed, Transfer · Conventional Mortgage STEVE WOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	2020409704
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0000304402
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10842 S CENTRAL AVE, MONTCLAIR, CA 91762-3907
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10842 S CENTRAL AVE, MONTCLAIR, CA 91762-3907

Mortgage

Document Number	0000307260
Date	Sep 8, 2022
Instrument	2022-0307260

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 23, 2020
Property Address	10842 S CENTRAL AVE, MONTCLAIR, CA 91762-3907
Document Number	0000409704
Map Reference	MB 16 PG 33
Instrument Date	Aug 18, 2020
Instrument	2020-0409704
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10842 S CENTRAL AVE, ONTARIO, CA 91762-3907

Mortgage

Document Number	0000409705
Date	Oct 23, 2020
Instrument	2020-0409705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 28, 2019
Property Address	10842 S CENTRAL AVE, MONTCLAIR, CA 91762-3907
Document Number	0000304402
Instrument Date	Aug 16, 2019
Instrument	304402
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	316 S KENMORE AVE #B LOS ANGELES CA 900202357, B, LOS ANGELES, CA 90020-2357

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 28, 2019
Property Address	10842 S CENTRAL AVE, MONTCLAIR, CA 91762-3907
Document Number	0000304403
Instrument Date	Aug 15, 2019
Instrument	304403
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	316 S KENMOTE AVENUE AT B LOS ANGELES CA 90020, LOS ANGELES, CA 90020

Mortgage

Document Number	304404
Date	Aug 28, 2019
Instrument	304404

Lender

Name	STEVE WOO
Address	1049 BELL ST # 14, SACRAMENTO, CA 95825-3592
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,112 (+2%) Land $149,051 Building $287,061
2025	$4,714.00 (+5.27%)	$427,560 (+4.04%) Land $146,128 Building $281,432
2023	$4,478.00 (+1.34%)	$410,958 Land $140,454 Building $270,504
2022	$4,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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