10842 Opal Ridge Dr, Houston, TX 77095 Property Records

Harris County property record for 10842 Opal Ridge Dr, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,401 sqft · built 2002
Lot Size	0.321 acres (13,997 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Jun 2019)
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-602-003-0015`

Property Details

APN / Parcel Number

Primary APN	`120-602-003-0015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,401 sqft Living Area
1st Floor Area	2,148 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,997 sqft (0.321 acres)
View / Lot	Primary
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1206020030015
Street Address	10842 OPAL RIDGE DR
City	HOUSTON
State	TX
Zip	77095-4650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 3 STONE GATE SEC 5
Legal Subdivision	STONE GATE SEC 5
Legal Block	3
Legal Lot Number	15
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	4
Census Block	4000
Census Tract	541007

Owner

10842 Opal Ridge Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10842 OPAL RIDGE DR, HOUSTON, TX 77095-4650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 27, 2019	Quit Claim Deed, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Oct 4, 2002 · Amount on File
Deed Document Number	2019275330
Prior Transfer Date	Sep 30, 2002
Prior Transfer Doc	0000127501
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10842 OPAL RIDGE DR, HOUSTON, TX 77095-4650
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081081
Date	Feb 15, 2022
Instrument	2022-81081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10842 OPAL RIDGE DR, HOUSTON, TX 77095-4650
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021095729
Date	Feb 25, 2021
Instrument	2021-095729

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 27, 2019
Property Address	10842 OPAL RIDGE DR, HOUSTON, TX 77095-4650
Document Number	0000275330
Instrument Date	Jun 21, 2019
Instrument	275330
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10842 OPAL RIDGE DR HOUSTON TX 770954650, HOUSTON, TX 77095-4650

Mortgage

Document Number	275331
Date	Jun 27, 2019
Instrument	275331

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10842 Opal Ridge Dr was $2,318 with a homeowner's exemption, down 1.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,586 (-1.98%) Land $112,244 Building $369,342	$481,586 (-1.98%) Land $112,244 Building $369,342
2025	$2,318.00 (-1.82%) Homeowner's exemption	$491,312 Land $112,244 Building $379,068	$491,312 Land $112,244 Building $379,068
2024	$2,361.00
2023		$513,057 Land $112,244 Building $400,813	$513,057 Land $112,244 Building $400,813
2022	$572.00
2020	$407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10842 Opal Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10842 Opal Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REMINGTON MUD 1 serves 13,746 people · EPA ID TX1013074
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Spectrum.

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