10841 Sperry Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10841 Sperry Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,654 sqft · built 1953
Lot Size	4.73 acres (206,474 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,039 (2023)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-032-A-00-002-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-032-A-00-002-0`
Alternative APN	`E 42`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,459 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	206,474 sqft (4.73 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	195 sqft
Deck Area	360 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	E 42
Street Address	10841 SPERRY RD
City	WILLOUGHBY
State	OH
Zip	44094-5176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 98 TRACT 3
Legal Subdivision	KIRTLAND HEIGHTS 02 01
Legal Tract	3
Legal Lot Number	98
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1021
Census Tract	206400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	10841 SPERRY RD, WILLOUGHBY, OH 44094-5176
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Transfer on Death Deed, Transfer
Jan 24, 2023	Affidavit of Death of Joint Tenant, Transfer
May 29, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Jun 12, 2000 · Amount on Record
Last Transfer Date	Jan 24, 2023
Transfer Doc	0000001256
Record Updated	Jun 7, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jan 24, 2023
Property Address	10841 SPERRY RD, WILLOUGHBY, OH 44094-5176
Document Number	0000001256
Instrument Date	Jan 10, 2023
Instrument	2023R001256
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10841 SPERRY RD, WILLOUGHBY, OH 44094-5176

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Jan 24, 2023
Property Address	10841 SPERRY RD, WILLOUGHBY, OH 44094-5176
Document Number	0000001255
Instrument Date	Jan 10, 2023
Instrument	2023R001255
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10841 SPERRY RD, WILLOUGHBY, OH 44094-5176

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10841 SPERRY RD, WILLOUGHBY, OH 44094-5176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013249
Date	May 29, 2018
Instrument	2018R013249

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 17, 2043

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,039.00 (+96.33%) Homeowner's exemption	$86,320 (-) Land $52,160 Building $34,160
2022	$4,604.00	$86,320 Land $52,160 Building $34,160
2021			$246,650 Land $149,040 Building $97,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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