Bay County property record for 10840 Pine Log Rd, Panama City Beach, FL 32413
| Property Type | Vacant Land |
|---|---|
| Lot Size | 22 acres (961,848 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,792 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 35053-010-000 |
| Primary APN | 35053-010-000 |
|---|
| Lot Area | 961,848 sqft (22 acres) |
|---|
| Street Address | 10840 PINE LOG RD |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC02 |
| Legal Description | 13 1S 17W -1.1- BEG NW COR SW 1/4 TH S 1442.91 TO NELY ROW LI OF PINELOG RD |
| Legal Range | 17W |
| Legal Township | 01S |
| Legal Section | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 201 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 13828 MULLINS RD, EBRO, FL 32437-9606 |
| Owner Type | Individual |
| Deed Names | 4 Names on Deed |
|---|---|
| Prior Sale | Jun 14, 2007 · Amount on Record |
| Last Transfer Date | Oct 9, 2024 |
| Transfer Doc | 0048481409 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,792.00 (+6.67%) | $185,240 (-) Land $182,168 Building $3,072 | $185,240 (-) Land $182,168 Building $3,072 |
| 2023 | $1,680.00 (+69.53%) | $185,240 (+115.71%) Land $182,168 Building $3,072 | $185,240 (+115.71%) Land $182,168 Building $3,072 |
| 2022 | $991.00 | $85,875 Land $82,803 Building $3,072 | $85,875 Land $82,803 Building $3,072 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 722 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
5G and 4G LTE (outdoors only)
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