10840 Old Trail Rd, Irwin, PA 15642 Property Records

Westmoreland County property record for 10840 Old Trail Rd, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	1,511 sqft · built 1900
Lot Size	0.267 acres (11,658 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Jan 2017)
Tax Bill	$1,720 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2023 Line of Credit + 1 more
APN	`54-07-11-0-244`

Property Details

APN / Parcel Number

Primary APN	`54-07-11-0-244`
Alternative APN	`0540070110244`

Interior

Stories	2 Stories
Building Area	1,511 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	11,658 sqft (0.267 acres)
Lot Dimensions	94.7 ft deep x 123 ft wide

Location & Zoning

Street Address	10840 OLD TRAIL RD
City	IRWIN
State	PA
Zip	15642-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE GAR LOT 17 LINCOLN PL 123.1 X 94.7 X IR
Legal Subdivision	LINCOLN PLAN OF LOTS
Legal Lot Number	17
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	1
Census Block	1028
Census Tract	803100

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10840 OLD TRAIL RD, IRWIN, PA 15642-2072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 11, 2017	Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	20171115
Prior Transfer Date	Feb 9, 2015
Prior Transfer Doc	0000003941
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	10840 OLD TRAIL RD, IRWIN, PA 15642-2072
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10840 OLD TRAIL RD, IRWIN, PA 15642-2072

Mortgage

Document Number	0000033640
Date	Dec 4, 2025
Instrument	202512040033640

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	10840 OLD TRAIL RD, NORTH HUNTINGDON, PA 15642-2072
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10840 OLD TRAIL RD, NORTH HUNTINGDON, PA 15642-2072

Mortgage

Document Number	0000029446
Date	Nov 14, 2023
Instrument	202311140029446

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	BEECH CREEK, KY 42321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jan 11, 2017
Property Address	10840 OLD TRAIL RD, NORTH HUNTINGDON, PA 15642-2072
Document Number	0000001115
Map Reference	VOL4 PG286
Instrument Date	Jan 6, 2017
Instrument	201701110001115
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10840 OLD TRAIL RD, IRWIN, PA 15642-2072

Mortgage

Document Number	0000001116
Date	Jan 11, 2017
Instrument	201701110001116

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,720.00 (+2.63%)	$12,300 (+16.04%) Land $2,140 Building $10,160
2025	$1,676.00 (+25.73%)		$12,300 (+16.04%) Land $2,140 Building $10,160
2024	$1,333.00	$10,600 Land $2,140 Building $8,460
1972			$10,600 Land $2,140 Building $8,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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