1084 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1084 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,686 sqft · built 1979
Lot Size	0.933 acres (40,641 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2018)
Tax Bill	$5,717 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-041917`

Property Details

APN / Parcel Number

Primary APN	`04-041917`
Alternative APNs	`4041917` `041917`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,686 sqft Total Area
Basement Area	688 sqft
Finished Basement	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,641 sqft (0.933 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Deck Area	134 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	041917
Street Address	1084 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 5 - 40641 SF 1084 WILDA DR 18-82 SC 1 PEACH MILL ESTS PLT A
Legal Subdivision	PEACH MILL ESTATES SEC 0
Legal Lot Number	5
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2009
Census Tract	504202

Owner

1084 Wilda Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1084 WILDA DR, WESTMINSTER, MD 21157-8343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit APL FCU
Apr 10, 2020	Deed of Trust, Mortgage NFM LNDG
Mar 14, 2018	Grant Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on File
Deed Sale	Mar 14, 2018 · Amount on File
Deed Book / Page	8963 / 355
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1084 WILDA DR, WESTMINSTER, MD 21157-8343
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108850100
Date	Sep 15, 2022
Book Page	10885/100

Lender

Name	APL FCU
Type	Credit Union
Address	41259

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1084 WILDA DR, WESTMINSTER, MD 21157-8343
Document Number	0096440118
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	MID ATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1084 WILDA DR WESTMINSTER MD 211578343, WESTMINSTER, MD 21157-8343

Mortgage

Document Number	0096440118
Date	Apr 22, 2020
Book Page	009644/000118

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 14, 2018
Property Address	1084 WILDA DR, WESTMINSTER, MD 21157-8343
Document Number	0089630355
Book / Page	008963 / 000355
Instrument Date	Mar 8, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1084 WILDA DR WESTMINSTER MD 211578343, WESTMINSTER, MD 21157-8343

Mortgage

Document Number	89630362
Date	Mar 14, 2018
Book Page	008963/000362

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1084 Wilda Dr was $5,717 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,717.00 (+5.19%) Homeowner's exemption	$556,033	$632,300 Land $180,000 Building $452,300
2025	$5,435.00 Homeowner's exemption
2023	$5,380.00 Homeowner's exemption	$476,167	$517,900 Land $160,000 Building $357,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1084 Wilda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1084 Wilda Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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