Calloway County property record for 1084 Watson Rd, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 1,877 sqft |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2015) |
| Tax Bill | $1,074 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-0-0001-A |
| Primary APN | 006-0-0001-A |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,877 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Stucco |
|---|---|
| Construction Type | Light Frame |
| Foundation Type | Block |
| Roof Type | Bowstring Truss |
| Roof Material | Composition Shingle |
| Lot Area | 148,104 sqft (3.4 acres) |
| Garage Area | 1,332 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 448 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Propane |
| Account Number | 39737 |
|---|---|
| Street Address | 1084 WATSON RD |
| City | MURRAY |
| State | KY |
| Zip | 42071-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1084 WATSON ROAD |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | HAZEL-LYNN GROVE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10700 |
1084 Watson Rd is owned and occupied by an individual who bought it in May 2015.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1084 WATSON RD, MURRAY, KY 42071-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2015 · Amount on File |
| Deed Sale | May 5, 2015 · Amount on File |
| Prior Sale | Aug 4, 2010 · Amount on File |
| Deed Document Number | 573398 |
| Deed Book / Page | 1048 / 073 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1084 WATSON RD, MURRAY, KY 42071-8007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 001157/649 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 1157/649 |
| Instrument | 624579 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 1084 Watson Rd was $1,074 with a homeowner's exemption.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,074.00 Homeowner's exemption | $167,500 | $167,500 |
| 2023 | $959.00 Homeowner's exemption | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1084 Watson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1084 Watson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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