1084 State St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1084 State St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	968 sqft · built 1924
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Dec 2008)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-14-420-021`

Property Details

APN / Parcel Number

Primary APN	`22-14-420-021`
Alternative APN	`18-14-435-012`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	968 sqft Total Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	1084 STATE ST
City	OTTAWA
State	IL
Zip	61350-4462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HESS SUB, LT 11 S56.5' W160' S1/2 LT 11 & N23.5' W160' LT 14 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	HESS SUB
Legal Lot Number	11-14
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	2
Census Block	2005
Census Tract	963500

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1084 STATE ST, OTTAWA, IL 61350-4462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Dec 31, 2008	Trustee's Deed, Foreclosure · Loan Assumption FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2008 · Amount on Record
Deed Sale	Dec 31, 2008 · Amount on Record
Deed Document Number	200828293
Prior Transfer Date	Nov 6, 2006
Prior Transfer Doc	200628250
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1084 STATE ST, OTTAWA, IL 61350-4462
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201802638
Date	Mar 5, 2018
Instrument	201802638

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1084 STATE ST, OTTAWA, IL 61350-4462
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202213626
Date	Oct 21, 2022
Instrument	2022-13626

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2052

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1084 STATE ST, OTTAWA, IL 61350-4462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802638
Date	Mar 5, 2018
Instrument	201802638

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Fixed Rate

December 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 31, 2008
Property Address	1084 STATE ST, OTTAWA, IL 61350-4462
Document Number	0200828293
Instrument Date	Dec 29, 2008
Instrument	2008-28293
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 N 2959TH RD, LA SALLE, IL 61301-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1084 STATE ST, OTTAWA, IL 61350-4462

Mortgage

Document Number	0200828294
Date	Dec 31, 2008
Instrument	2008-28294

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.75%
Type Change Date	Jan 1, 2014
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,437.00 (+7.34%)	$40,128 (+8.5%) Land $12,074 Building $28,054	$120,384 (+8.5%) Land $36,222 Building $84,162
2024	$3,202.00	$36,984 (+8.74%) Land $11,128 Building $25,856	$110,952 (+8.74%) Land $33,384 Building $77,568
2023		$34,012 (+9.53%) Land $10,234 Building $23,778	$102,036 (+9.53%) Land $30,702 Building $71,334
2022		$31,053 Land $10,352 Building $20,701	$93,159 Land $31,056 Building $62,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures