Sumter County property record for 1084 Ruby Rd, The Villages, FL 32162 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Custom Design |
| Year Built | Built 2005 |
| Square Footage | 1,938 sqft Heated Area |
| Lot Size | 7,283 sqft (0.167 acres) |
| Garage | 350 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2021) |
| Tax Bill | $4,683.00 (2024) |
| Primary APN | D26B047 |
|---|---|
| Alternative APN |
|
| Building Area | 1,938 sqft Heated Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 7,283 sqft (0.167 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Area | 350 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 434 sqft Porch |
| Account Number | 1025152 |
|---|---|
| Street Address | 1084 RUBY RD |
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-3778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 THE VILLAGES OF SUMTER UNIT NO 107 PB 7 PGS 22-22D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | VILLAGES OF SUMTER |
| Legal Lot Number | 47 |
| Legal Unit | 107 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 911205 |
Source: Sumter County records · APN D26B047
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1084 RUBY RD, THE VILLAGES, FL 32162-3778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Deed Document Number | 202160044582 |
| Deed Book / Page | 4071 / 89 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1084 RUBY RD, THE VILLAGES, FL 32162-3778 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | LEGACY TITLE OF CTRL FL, LEGACY TITLE OF CITRUS |
| Name | Verified Name |
|---|---|
| Address | 5220 COUNTY ROAD 125A, WILDWOOD, FL 34785-7974 |
| Document Number | 0050660337 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 5066/337 |
| Instrument | 202660010516 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 13, 2021 |
| Property Address | 1084 RUBY RD, THE VILLAGES, FL 32162-3778 |
| Document Number | 0040710089 |
| Book / Page | 4071 / 89 |
| Map Reference | MB 7 PG 22&22A-22D |
| Instrument Date | Jul 19, 2021 |
| Instrument | 202160044582 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 MAYER RD # 217, 225, FRANKENMUTH, MI 48734-1362 |
| Name | Verified Name |
|---|---|
| Address | 1084 RUBY RD, THE VILLAGES, FL 32162-3778 |
| Document Number | 407190 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 4071/90 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Sumter County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $414,840 (-1.75%) Land $43,700 Building $371,140 | $414,840 (-1.77%) Land $43,700 Building $371,140 | |
| 2024 | $4,683.00 (+0.62%) | ||
| 2023 | $4,654.00 (+2.92%) Additional exemption filed | $422,230 (+3%) | $422,320 (+3.02%) Land $29,130 Building $393,190 |
| 2022 | $4,522.00 Homeowner's exemption | $409,940 Land $29,060 Building $380,880 | $409,940 Land $29,060 Building $380,880 |
Source: FEMA National Flood Hazard Layer, Sumter County (12119C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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