1084 Neptune Ave, #86, Encinitas, CA 92024 Property Records

San Diego County property record for 1084 Neptune Ave, #86, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	11 bd · 8 ba · 4,338 sqft · built 1985
Lot Size	0.139 acres (6,055 sqft)
Owner	Company Name on Record
Tax Bill	$44,308 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-291-18-00`

Property Details

APN / Parcel Number

Primary APN	`254-291-18-00`

Interior

Bedrooms	11 Beds
Full Baths	8 Baths
Units	2 Units
Building Area	4,338 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Lot Area	6,055 sqft (0.139 acres)
View / Lot	Ocean

Location & Zoning

Street Address	1084 NEPTUNE AVE, 86
City	ENCINITAS
State	CA
Zip	92024
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R11
Legal Description	BLK 12 LOT 14 TR 001859
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001859
Legal Block	12
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1640 OCEANSIDE BLVD, OCEANSIDE, CA 92054-5427
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2007
Deed Sale	Aug 29, 2007
Prior Sale	Dec 15, 2004 · Amount on Record
Deed Document Number	2007573463
Prior Transfer Date	Dec 10, 2004
Prior Transfer Doc	0001181127
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2019
Property Address	1084 NEPTUNE AVE # 86, 86, ENCINITAS, CA 92024-1424
Instrument Date	Nov 6, 2019
Instrument	537381
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1640 OCEANSIDE BLVD OCEANSIDE CA 920545427, OCEANSIDE, CA 92054-5427

Mortgage

Document Number	0000537381
Date	Nov 19, 2019
Instrument	537381

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.6%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,079,648 (+2%) Land $3,510,246 Building $569,402
2025	$44,308.00 (+6.54%)	$3,999,656 (+4.04%) Land $3,441,418 Building $558,238
2023	$41,587.00 (+2.18%)	$3,844,347 Land $3,307,785 Building $536,562
2022	$40,699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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