1084 Lakefront Dr, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 1084 Lakefront Dr, Lexington, KY 40517

Property Summary

Property Type	Townhouse
Details	1.5 ba · 586 sqft · built 1991
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Mar 2023)
Tax Bill	$2,162 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Sale
APN	`20101810`

Property Details

APN / Parcel Number

Primary APN	`20101810`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	586 sqft Living Area
Basement Area	586 sqft
Finished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	2,309 sqft (0.053 acres)
Lot Width	26 ft Width
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1084 LAKEFRONT DR
City	LEXINGTON
State	KY
Zip	40517-2659
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-1T
Legal Description	I-5 SPRINGLAKE TOWNE HOMES UNIT 2-B LOT 15; BOOK: 1761 PAGE: 399
Legal Subdivision	SPRINGLAKE TOWNE HOMES
Legal Lot Number	15
Legal Unit	2-B
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	2
Census Block	2000
Census Tract	3404

Owner

1084 Lakefront Dr, a townhouse, is owned by two individuals who bought it in March 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3473 CASTLETON HL, LEXINGTON, KY 40517-2720
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage PEOPLES EXCHANGE BANK (STANTON KY)
Mar 16, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Deed Document Number	2023100
Deed Book / Page	4006 / 521
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1084 LAKEFRONT DR, LEXINGTON, KY 40517-2659
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 CASTLETON HL, LEXINGTON, KY 40517-2720
Investor	Possibly a Property Investor

Mortgage

Document Number	MB10668/591
Date	Jul 5, 2023
Book Page	MB 10668/591
Instrument	202307050044

Lender

Name	PEOPLES EXCHANGE BANK (STANTON KY)
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 16, 2023
Property Address	1084 LAKEFRONT DR, LEXINGTON, KY 40517-2659
Document Number	DB4006/521
Book / Page	DB 4006 / 521
Map Reference	CAB I SL 5
Instrument Date	Mar 15, 2023
Instrument	202303160100
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2243 BIG SINK RD, VERSAILLES, KY 40383-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3473 CASTLETON HL, LEXINGTON, KY 40517-2720
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1084 Lakefront Dr was $2,162, up 28.3% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,162.00 (+28.31%)	$176,700 (+26.58%)	$176,700 (+26.58%)
2025	$1,685.00	$139,600	$139,600
2023	$1,685.00 (+36.44%)	$139,600 (-)	$139,600 (-)
2022	$1,235.00 Homeowner's exemption	$139,600	$139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1084 Lakefront Dr; there have been 7 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1992–2006)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1084 Lakefront Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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