1084 la Tortuga Dr, Vista, CA 92081 Property Records

San Diego County property record for 1084 la Tortuga Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 1988
Lot Size	0.136 acres (5,942 sqft)
Owner	2 Individuals on Record
Last Sale	$975,000 (Apr 2025)
Tax Bill	$7,828 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-761-18-00`

Property Details

APN / Parcel Number

Primary APN	`166-761-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,121 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	5,942 sqft (0.136 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1084 LA TORTUGA DR
City	VISTA
State	CA
Zip	92081-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	LOT 18 TR 011351
Legal Subdivision	85-1 VISTA
Legal Tract	011351
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19701

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1084 LA TORTUGA DR, VISTA, CA 92081-6441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Intrafamily Transfer, Transfer
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Mar 27, 2019	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on Record
Deed Sale	Apr 18, 2025 · Amount on Record
Prior Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	2025100175
Prior Transfer Date	Apr 15, 2022
Prior Transfer Doc	0000175585
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2022
Property Address	1084 LA TORTUGA DR, VISTA, CA 92081-6441
Document Number	0000175585
Map Reference	MAP 11351
Instrument Date	Apr 15, 2022
Instrument	2022-0175585
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1084 LA TORTUGA DR, VISTA, CA 92081-6441

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1084 LA TORTUGA DR, VISTA, CA 92081-6441
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1084 LA TORTUGA DR, VISTA, CA 92081-6441

Mortgage

Document Number	0000492592
Date	Jul 9, 2021
Instrument	2021-0492592

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1084 LA TORTUGA DR, VISTA, CA 92081-6441
Document Number	0000615498
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1084 LA TORTUGA DR VISTA CA 920816441, VISTA, CA 92081-6441

Mortgage

Document Number	0000615498
Date	Dec 31, 2019
Instrument	615498

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2019
Property Address	1084 LA TORTUGA DR, VISTA, CA 92081-6441
Document Number	0000107757
Instrument Date	Mar 7, 2019
Instrument	107757
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$622.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1084 LA TORTUGA DR VISTA CA 920816441, VISTA, CA 92081-6441

Mortgage

Document Number	107758
Date	Mar 27, 2019
Instrument	107758

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$994,500 (+57.65%) Land $663,000 Building $331,500
2025	$7,828.00 (+7.81%) Homeowner's exemption	$630,819 (+4.04%) Land $210,407 Building $420,412
2023	$7,261.00 (-0.81%) Homeowner's exemption	$606,326 Land $202,238 Building $404,088
2022	$7,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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