1084 Golf Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1084 Golf Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 7,404 sqft · built 1923
Lot Size	2.98 acres (129,809 sqft)
Owner	Individual Name on File
Last Sale	$3,125,000 (Aug 1999)
Tax Bill	$82,304 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-091-011`

Property Details

APN / Parcel Number

Primary APN	`009-091-011`
Alternative APN	`00909111`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Building Area	7,404 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	129,809 sqft

Location & Zoning

Street Address	1084 GOLF RD
City	SANTA BARBARA
State	CA
Zip	93108-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	PUEBLO MAP 38 LOT 33
Legal Subdivision	OUTSIDE PUEBLO LANDS
Legal Lot Number	33
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4009
Census Tract	700

Owner

1084 Golf Rd is owned and occupied by an individual who acquired it in March 2016.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1084 GOLF RD, SANTA BARBARA, CA 93108-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Apr 8, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Jun 10, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 1999 · Amount on File
Deed Sale	Aug 31, 1999 · Amount on File
Deed Document Number	199968434
Last Transfer Date	Mar 12, 2016
Transfer Doc	0000017669
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1084 GOLF RD, SANTA BARBARA, CA 93108-2411
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 JELINDA DR, SANTA BARBARA, CA 93108-2672

Mortgage

Document Number	0000024066
Date	Mar 26, 2021
Instrument	2021-0024066

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Apr 1, 2031
Min Rate At Change	3%
Max Rate At Change	7.91%
Index	Other
Max Rate	7.91%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1084 GOLF RD, SANTA BARBARA, CA 93108-2411
Document Number	0000017965
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	WRG NATIONAL TITLE, WRG NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 JELINDA DR SANTA BARBARA CA 931082672, SANTA BARBARA, CA 93108-2672

Mortgage

Document Number	0000017965
Date	Apr 10, 2020
Instrument	17965

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1084 GOLF RD, SANTA BARBARA, CA 93108-2411
Document Number	0000023895
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 JELINDA DR SANTA BARBARA CA 931082672, SANTA BARBARA, CA 93108-2672

Mortgage

Document Number	0000023895
Date	Jun 12, 2019
Instrument	23895

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1084 Golf Rd was $82,304 with a homeowner's exemption, up 1.8% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Cold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,878,238 (+2%) Land $4,532,732 Building $3,345,506
2025	$82,304.00 (+1.82%) Homeowner's exemption	$7,723,763 Land $4,443,855 Building $3,279,908
2024	$80,836.00 (+1.84%)
2023	$79,376.00 (+1.49%) Homeowner's exemption Additional exemption filed	$7,423,843 Land $4,271,296 Building $3,152,547
2022	$78,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1084 Golf Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	23 (1983–2023)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1084 Golf Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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