Seminole County property record for 1084 Covington St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,263 sqft · built 1987 |
| Lot Size | 0.144 acres (6,294 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,900 (Sep 2018) |
| Tax Bill | $2,954 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-21-31-503-0000-1090 |
| Primary APN | 23-21-31-503-0000-1090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| 1st Floor Area | 1,263 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,294 sqft |
| Garage Area | 433 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1084 COVINGTON ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 109 ALAFAYA WOODS PH 4 PB 33 PGS 99 TO 102 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 23 |
| Legal Subdivision | ALAFAYA WOODS |
| Legal Tract | 503 |
| Legal Lot Number | 109 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21321 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1084 COVINGTON ST, OVIEDO, FL 32765-7039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Sep 25, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Jun 11, 2018 | Grant Deed, Transfer BRIGHT LINE TITLE LLC |
| Jun 19, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 2018109973 |
| Deed Book / Page | 09218 / 0744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1084 COVINGTON ST, OVIEDO, FL 32765-7039 |
| Document Number | 0095270552 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1084 COVINGTON ST OVIEDO FL 327657039, OVIEDO, FL 32765-7039 |
| Document Number | 0095270552 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 009527/000552 |
| Instrument | 10726 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 1084 COVINGTON ST, OVIEDO, FL 32765-7039 |
| Document Number | 0092180744 |
| Book / Page | 009218 / 000744 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 109973 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1024 COVINGTON ST OVIEDO FL 327657038, OVIEDO, FL 32765-7038 |
| Document Number | 92180746 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 009218/000746 |
| Instrument | 109974 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 11, 2018 |
| Property Address | 1084 COVINGTON ST, OVIEDO, FL 32765-7039 |
| Document Number | 0091491467 |
| Book / Page | 009149 / 001467 |
| Instrument Date | May 23, 2018 |
| Instrument | 65921 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | BRIGHT LINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,176.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3001 ALOMA AVE #207 WINTER PARK FL 327923752, 207, WINTER PARK, FL 32792-3752 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 19, 2017 |
| Property Address | 1084 COVINGTON ST, OVIEDO, FL 32765-7039 |
| Document Number | 0089350594 |
| Book / Page | 008935 / 000594 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 60960 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1084 COVINGTON ST OVIEDO FL 327657039, OVIEDO, FL 32765-7039 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,954.00 (+13.31%) Homeowner's exemption | $212,586 (+5.99%) | $300,894 (+9.72%) Land $94,000 Building $206,894 |
| 2023 | $2,607.00 (+3%) Homeowner's exemption | $200,578 (+3%) | $274,234 (+1.65%) Land $94,000 Building $180,234 |
| 2022 | $2,531.00 Homeowner's exemption | $194,736 | $269,770 Land $81,000 Building $188,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2008–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures