Lake County property record for 1084 Cheswick Dr, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,848 sqft · built 1995 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $425,000 (Dec 2005) |
| Tax Bill | $12,357 (2024) |
| Deeds & Mortgages | Feb 2021 Line of Credit Sep 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-18-408-001 |
| Primary APN | 07-18-408-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,848 sqft Living Area |
| Gross Area | 4,426 sqft |
| 1st Floor Area | 1,744 sqft |
| 2nd Floor Area | 1,104 sqft |
| Upper Floors Area | 1,104 sqft |
| Basement Area | 1,049 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 1084 CHESWICK DR |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONCORD OAKS UNIT 8; LOT 357 |
| Legal Subdivision | CONCORD OAKS UNIT 8 |
| Legal Lot Number | 357 |
| Legal Unit | 8 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861611 |
1084 Cheswick Dr is owner-occupied and held in a trust since July 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Aug 14, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 3, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITYBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2005 · Amount on File |
| Deed Sale | Dec 1, 2005 · Amount on File |
| Prior Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 20055905573 |
| Last Transfer Date | Jul 8, 2025 |
| Transfer Doc | 0008114488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0007749366 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 7749366 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 26, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0007824462 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 7824462 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 3, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 14, 2025 |
| Property Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Document Number | 0008114488 |
| Map Reference | DOC 3545051 |
| Instrument Date | Jul 8, 2025 |
| Instrument | 8114488 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Name | Verified Name |
|---|---|
| Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007413289 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 7413289 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0007529095 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 7529095 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1084 CHESWICK DR, GURNEE, IL 60031-5600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007702704 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 7702704 |
| Name | CITYBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,811 (+4.99%) Land $25,491 Building $122,320 | $443,478 (+4.99%) Land $76,481 Building $366,997 | |
| 2024 | $12,357.00 (+9.98%) | $140,785 (+7.71%) Land $24,279 Building $116,506 | $422,397 (+7.71%) Land $72,844 Building $349,553 |
| 2023 | $11,236.00 (+10.62%) | $130,707 (+7.77%) Land $22,541 Building $108,166 | $392,160 (+7.77%) Land $67,630 Building $324,530 |
| 2022 | $10,157.00 | $121,280 Land $23,500 Building $97,780 | $363,876 Land $70,507 Building $293,369 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1084 Cheswick Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1084 Cheswick Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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