10839 Whippletree Ln, Spring Valley, CA 91978 Property Records

San Diego County property record for 10839 Whippletree Ln, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,116 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$6,175 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`506-063-09-00`

Property Details

APN / Parcel Number

Primary APN	`506-063-09-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,116 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10839 WHIPPLETREE LN
City	SPRING VALLEY
State	CA
Zip	91978-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 133 TR 007250
Legal Subdivision	CARRIAGE HILLS CORNERS
Legal Tract	007250
Legal Block	2
Legal Lot Number	133
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13506

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10839 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2022	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022
Deed Sale	Apr 29, 2022
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	2022186538
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	0000186538
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10839 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940

Mortgage

Document Number	0000742995
Date	Nov 23, 2020
Instrument	2020-0742995

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2022
Property Address	10839 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Document Number	0000186538
Map Reference	MAP 7250
Instrument Date	Apr 11, 2022
Instrument	2022-0186538
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 WHIPPLETREE LN # 1, 1, SPRING VALLEY, CA 91978-1940

Mortgage

Document Number	0000186539
Date	Apr 29, 2022
Instrument	2022-0186539

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$654,378 (+2%) Land $339,089 Building $315,289
2025	$6,175.00 (+2.34%)	$641,548 (+4.04%) Land $332,441 Building $309,107
2023	$6,034.00 (+31.23%)	$616,638 Land $319,533 Building $297,105
2022	$4,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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