10839 Constitution Dr, Waldorf, MD 20603 Property Records

Charles County property record for 10839 Constitution Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,715 sqft · built 1994
Lot Size	0.361 acres (15,739 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Aug 2019)
Tax Bill	$13,480 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-222315`

Property Details

APN / Parcel Number

Primary APN	`06-222315`
Alternative APNs	`6222315` `222315`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,715 sqft Living Area
Gross Area	4,291 sqft
1st Floor Area	1,224 sqft
Basement Area	979 sqft
Finished Basement	979 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,739 sqft (0.361 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	222315
Street Address	10839 CONSTITUTION DR
City	WALDORF
State	MD
Zip	20603-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 70 SEC 2 PHASE 2 CONSTITUTION HILLS
Legal Subdivision	CONSTITUTION HILLS
Legal Phase	2
Legal Block	3
Legal Lot Number	70
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3010
Census Tract	850711

Owner

10839 Constitution Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10839 CONSTITUTION DR, WALDORF, MD 20603-3949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Aug 14, 2019	Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Dec 26, 2013 · Amount on File
Deed Book / Page	10746 / 316
Prior Transfer Date	Jul 19, 2007
Prior Transfer Doc	0064390306
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	10839 CONSTITUTION DR, WALDORF, MD 20603-3949
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10839 CONSTITUTION DR, WALDORF, MD 20603-3949

Mortgage

Document Number	0132030087
Date	Feb 15, 2024
Book Page	13203/87

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Aug 1, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 14, 2019
Property Address	10839 CONSTITUTION DR, WALDORF, MD 20603-3949
Document Number	0107460316
Book / Page	10746 / 316
Map Reference	MB 45 FO 8
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10839 CONSTITUTION DR, 10839, WALDORF, MD 20603-3949

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10839 CONSTITUTION DR, WALDORF, MD 20603-3949

Mortgage

Document Number	10746325
Date	Aug 14, 2019
Instrument	10746/325

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10839 Constitution Dr was $13,480 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,333 (+3.6%)	$490,800 (-) Land $126,300 Building $364,500
2025	$13,480.00 Homeowner's exemption	$457,867	$490,800 Land $126,300 Building $364,500
2023	$5,790.00 Homeowner's exemption	$414,967	$441,400 Land $126,300 Building $315,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10839 Constitution Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10839 Constitution Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Constitution Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures