10837 Reading Rd, Jacksonville, FL 32257 Property Records

Duval County property record for 10837 Reading Rd, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,452 sqft · built 1982
Lot Size	0.267 acres (11,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jun 2020)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155642-1240`

Property Details

APN / Parcel Number

Primary APN	`155642-1240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,452 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	2,452 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,641 sqft (0.267 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	624 sqft
Porch	Finished/Open Porch
Porch Area	128 sqft
Utility Building	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10837 READING RD
City	JACKSONVILLE
State	FL
Zip	32257-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	36-85 03-4S-27E MANDARIN STATION UNIT ONE LOT 23 BLK 10
Legal Range	27E
Legal Township	04S
Legal Section	03
Legal Subdivision	MANDARIN STATION UNIT 1
Legal Block	10
Legal Lot Number	23
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	4
Census Block	4002
Census Tract	16729

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10837 READING RD, JACKSONVILLE, FL 32257-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 10, 2019	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	2020133018
Deed Book / Page	19257 / 2385
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 26, 2020
Property Address	10837 READING RD, JACKSONVILLE, FL 32257-1249
Document Number	0192572385
Book / Page	19257 / 2385
Map Reference	MB 36 PG 85&85A-85C
Instrument Date	Jun 19, 2020
Instrument	2020133018
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 RIBBON RD, 1245, SAINT JOHNS, FL 32259-5279

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10837 READING RD, JACKSONVILLE, FL 32257-1249

Mortgage

Document Number	0192572387
Date	Jun 26, 2020
Instrument	19257/2387

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 10, 2019
Property Address	10837 READING RD, JACKSONVILLE, FL 32257-1249
Document Number	0187872499
Book / Page	018787 / 002499
Instrument Date	Apr 30, 2019
Instrument	109371
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,164.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2647 KENWOOD DR E JACKSONVILLE FL 322103473, JACKSONVILLE, FL 32210-3473

Mortgage

Document Number	187880001
Date	May 10, 2019
Book Page	018788/000001
Instrument	109372

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,589 (+2.7%)	$354,497 (-0.56%) Land $115,663 Building $238,834
2025	$3,749.00 (+7.48%) Homeowner's exemption Veteran's exemption	$236,212 (+5.99%)	$356,481 (-1.95%) Land $115,000 Building $241,481
2024	$3,488.00 (+3.01%)
2023	$3,386.00 (+9.33%) Homeowner's exemption Veteran's exemption	$222,869 (+3%)	$363,580 (+11.54%) Land $110,000 Building $253,580
2022	$3,097.00 Homeowner's exemption Veteran's exemption	$216,378	$325,973 Land $75,000 Building $250,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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