10836 104th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 10836 104th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 977 sqft · built 1959
Lot Size	0.168 acres (7,322 sqft)
Owner	2 Individual Names on File
Last Sale	$47,200 (Jul 1991)
Tax Bill	$885 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7278-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7278-5`
Alternative APNs	`15-30-15-92160-000-0080` `R164582`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	977 sqft Heated Area
1st Floor Area	977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,322 sqft (0.168 acres)
Lot Dimensions	110 ft deep x 67 ft wide
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164582
Old Parcel Number	153015921600000080
Street Address	10836 104TH AVE
City	LARGO
State	FL
Zip	33778-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROPICAL GROVES UNIT 5 LOT 8
Legal Range	15
Legal Township	30
Legal Section	15
Legal Subdivision	TROPICAL GROVES UNIT 5
Legal Lot Number	8
Legal Unit	5
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1016
Census Tract	25114

Owner

10836 104th Ave is owned and occupied by two individuals who bought it in July 1991.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	10836 104TH AVE, LARGO, FL 33778-4036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 1991 · Amount on File
Deed Sale	Jul 18, 1991 · Amount on File
Deed Document Number	0007627245
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10836 104TH AVE, SEMINOLE, FL 33778-4036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10836 104TH AVE, LARGO, FL 33778-4036

Mortgage

Document Number	0211800982
Date	Sep 25, 2020
Book Page	21180/982
Instrument	2020286108

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 9, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10836 104th Ave was $885 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 Homeowner's exemption	$86,265	$275,081 Land $127,077 Building $148,004
2023	$771.00 (+5.04%) Homeowner's exemption	$81,392 (+3%)	$258,390 (+14.84%) Land $149,264 Building $109,126
2022	$734.00 Homeowner's exemption	$79,021	$224,997 Land $142,965 Building $82,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10836 104th Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1983–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10836 104th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30