10834 Meadowsweet Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 10834 Meadowsweet Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,539 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 2015)
Tax Bill	$6,680 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-31-448-010`

Property Details

APN / Parcel Number

Primary APN	`04-31-448-010`
Alternative APNs	`431448010` `032C480A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
Basement Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Area	964 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	032C480A
Street Address	10834 MEADOWSWEET LN
City	ROSCOE
State	IL
Zip	61073-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CHICORY RIDGE NO 6 PT SE 1/4 SEC 31 &PT SW1/4 SEC 32-46-2 THAT PT LYG SEC 31 LOT 180
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	CHICORY RDG 06
Legal Lot Number	180
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2037
Census Tract	3901

Owner

10834 Meadowsweet Ln is owned and occupied by two individuals who bought it in August 2015.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10834 MEADOWSWEET LN, ROSCOE, IL 61073-6319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Jul 1, 2022	Warranty Deed, Transfer
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BK&TR
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Prior Sale	Sep 21, 2007 · Amount on File
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 29, 2026
Property Address	10834 MEADOWSWEET LN, ROSCOE, IL 61073-6319
Document Number	0000013327
Instrument Date	May 20, 2026
Instrument	202613327
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 MEADOWSWEET LN, ROSCOE, IL 61073-6319

Mortgage

Document Number	0000013327,
Date	May 29, 2026
Instrument	202613327

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 1, 2022
Property Address	10834 MEADOWSWEET LN, ROSCOE, IL 61073-6319
Document Number	0000020619
Map Reference	BK41 PG188A
Instrument Date	Jul 1, 2022
Instrument	2220619
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 MEADOWSWEET LN, ROSCOE, IL 61073-6319

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10834 MEADOWSWEET LN, ROSCOE, IL 61073-6319
Document Number	0001039642
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 MEADOWSWEET LN ROSCOE IL 610736319, ROSCOE, IL 61073-6319

Mortgage

Document Number	0001039642
Date	Dec 8, 2017
Instrument	1039642

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10834 MEADOWSWEET LN, ROSCOE, IL 61073-6319
Document Number	0001014092
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 MEADOWSWEET LN ROSCOE IL 610736319, ROSCOE, IL 61073-6319

Mortgage

Document Number	0001014092
Date	May 9, 2017
Instrument	1014092

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 10834 Meadowsweet Ln was $6,680, up 3% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,680.00 (+3.04%)	$79,359 (+9.28%) Land $13,417 Building $65,942	$238,077 (+9.28%) Land $40,251 Building $197,826
2024	$6,483.00	$72,620 Land $12,278 Building $60,342	$217,860 Land $36,834 Building $181,026
2022		$59,157 Land $10,002 Building $49,155	$177,471 Land $30,006 Building $147,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10834 Meadowsweet Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10834 Meadowsweet Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

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