10831 185th St E, Puyallup, WA 98374 Property Records

Pierce County property record for 10831 185th St E, Puyallup, WA 98374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,250 sqft · built 2020
Lot Size	0.102 acres (4,454 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2024)
Tax Bill	$4,678 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602748-4-940`

Property Details

APN / Parcel Number

Primary APN	`602748-4-940`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,250 sqft Living Area
Gross Area	1,630 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Roof Material	Composition Shingle
Lot Area	4,454 sqft (0.102 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	10831 185TH ST E
City	PUYALLUP
State	WA
Zip	98374-6527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHR
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 04 QUARTER 31 LIPOMA COMMUNITIES PDD PHASE 2B: L 494 TOG/W UNDIV INT IN TRACTS F-2B, G-2B, I-2B, J-2B, L-2B, M-2B, N-2B, O-2B EASE OF REC OUT OF 602757-406-0 SEG 2020-0391 JP 03/04/20 JP
Legal Range	04
Legal Township	19
Legal Section	34
Legal Subdivision	LIPOMA COMMUNITIES PDD PHASE 2B
Legal Phase	2B
Legal Tract	F-2
Legal Lot Number	494
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1006
Census Tract	73129

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10831 185TH ST E, PUYALLUP, WA 98374-6527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 23, 2020	Warranty Deed, Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2024140
Prior Transfer Date	May 7, 2024
Prior Transfer Doc	0000000161
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jul 31, 2026
Property Address	10831 185TH ST E, PUYALLUP, WA 98374-6527
Document Number	0000000280
Instrument Date	Apr 16, 2026
Instrument	2026280
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10831 185TH ST E, PUYALLUP, WA 98374-6527

Mortgage

Document Number	0000000280,
Date	Jul 31, 2026
Instrument	2026280

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2054

Interest

Rate	6.22%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 23, 2020
Property Address	10831 185TH ST E, PUYALLUP, WA 98374-6527
Document Number	0010230199
Map Reference	AF 202002275002
Instrument Date	Oct 23, 2020
Instrument	202010230199
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,519.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10831 185TH ST E, PUYALLUP, WA 98374-6527

Mortgage

Document Number	0010230200
Date	Oct 23, 2020
Instrument	202010230200

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,678.00 (+6.13%)	$409,500 (+9.14%) Land $163,500 Building $246,000	$409,500 (+9.14%) Land $163,500 Building $246,000
2025	$4,408.00 (-0.65%)
2024	$4,437.00 (-3.82%)	$375,200 (-6.32%) Land $161,400 Building $213,800	$375,200 (-6.32%) Land $161,400 Building $213,800
2023	$4,613.00	$400,500 Land $161,400 Building $239,100	$400,500 Land $161,400 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRGROVE MUTUAL INC private · serves 36,168 people · EPA ID WA5325200
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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