1083 Nicholas Ln, Vista, CA 92081 Property Records

San Diego County property record for 1083 Nicholas Ln, Vista, CA 92081

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,627 sqft · built 2024
OwnerIndividual Name on Record
Last Sale$723,500 (Jan 2024)
Tax Bill$10,008 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN217-212-28-45

Property Details

APN / Parcel Number

Primary APN217-212-28-45

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,627 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleCondo/Apartment
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1083 NICHOLAS LN
CityVISTA
StateCA
Zip92081-7987
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-M (15)
Legal DescriptionLOT 1 US 45 PER DOC23-0069462&UND INT IN MODULE 5 TR 016523
Legal SubdivisionVISTA #P16-0484
Legal Tract016523
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract20017

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1083 NICHOLAS LN, VISTA, CA 92081-7987
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Deed Document Number202410450
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateSep 9, 2026
Property Address1083 NICHOLAS LN, VISTA, CA 92081-7987
Document Number0000263336
Instrument DateAug 18, 2026
Instrument2026263336
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1083 NICHOLAS LN, VISTA, CA 92081-7987

Mortgage

Document Number0000263336,
DateSep 9, 2026
Instrument2026263336
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2066
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$752,437 (+2%) Land $417,200 Building $335,237
2025$10,008.00 Homeowner's exemption$737,684 Land $409,020 Building $328,664

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Nicholas Ln

Nearby Streets

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