1083 Cuba Rd, Spencer, IN 47460 Property Records

Owen County property record for 1083 Cuba Rd, Spencer, IN 47460

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 1,560 sqft · built 1992
Lot Size	55 acres (2,395,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,117,200 (Jan 2025)
Tax Bill	$988 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Apr 2018 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`60-07-19-200-060.000-024`

Property Details

APN / Parcel Number

Primary APN	`60-07-19-200-060.000-024`
Alternative APN	`00001013229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,395,800 sqft (55 acres)
Terrain	Rolling
Lean-To	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001013229
Street Address	1083 CUBA RD
City	SPENCER
State	IN
Zip	47460-5449
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	IN E 1/2 NW S19 T11 R3 55A
Legal Range	3
Legal Township	11
Legal Section	19
Jurisdiction	OWEN IN
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2027
Census Tract	955600

Owner

1083 Cuba Rd, an agricultural property, is owned by two individuals who acquired it in October 2025.

Source: Owen County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1371 W KEELER RD, SPENCER, IN 47460-5656
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
Apr 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage OWEN COUNTY STATE BANK
Sep 19, 2007	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Jan 23, 2006	Deed of Trust, Mortgage · Conventional Mortgage NEW EQUITY FINANCIAL CORP
Jun 12, 2006	Deed of Trust, Mortgage HOME EQUITY OF AMERICA INC
Oct 2, 2025	Intrafamily Transfer, Transfer
Jan 22, 2025	Quit Claim Deed, Transfer · Conventional Mortgage THE NORTH SALEM STATE BANK
Feb 2, 2023	Warranty Deed, Transfer · Line of Credit THE NORTH SALEM STATE BANK
Oct 27, 2022	Intrafamily Transfer, Transfer
Feb 2, 2021	Warranty Deed, Transfer
Mar 16, 2016	Sheriff's Deed, Foreclosure
Jul 21, 2011	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Feb 2, 2023 · Amount on File
Deed Document Number	2025238943
Last Transfer Date	Oct 2, 2025
Transfer Doc	0000241497
Record Updated	Oct 29, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205016
Date	Apr 29, 2016
Instrument	205016

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2046

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212428
Date	Apr 6, 2018
Instrument	212428

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173218
Date	Sep 19, 2007
Instrument	173218

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2037

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	REALTY TITLE INC, REALTY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000MY/365
Date	Jan 23, 2006
Book Page	MY/365
Instrument	164954

Lender

Name	NEW EQUITY FINANCIAL CORP
Type	Lending Institution
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2036

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000NH/129
Date	Jun 12, 2006
Book Page	NH/129
Instrument	167003

Lender

Name	HOME EQUITY OF AMERICA INC
Type	Mortgage Company
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2021

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Oct 2, 2025
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Document Number	0000241497
Map Reference	DOC 240627
Instrument Date	Oct 2, 2025
Instrument	241497
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 W KEELER RD, SPENCER, IN 47460-5656

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Jan 22, 2025
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Document Number	0000238943
Instrument Date	Jan 21, 2025
Instrument	238943
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 CUBA RD, SPENCER, IN 47460-5449

Mortgage

Document Number	0000238944
Date	Jan 22, 2025
Instrument	238944

Lender

Name	THE NORTH SALEM STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Feb 2, 2023
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Document Number	0000232038
Instrument Date	Feb 1, 2023
Instrument	232038
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 S LAFAYETTE ST, CLOVERDALE, IN 46120-8716

Mortgage

Document Number	0000232039
Date	Feb 2, 2023
Instrument	232039

Lender

Name	THE NORTH SALEM STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2043

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Oct 27, 2022
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Document Number	0000231137
Instrument Date	Oct 26, 2022
Instrument	231137
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 486, SULLIVAN, IN 47882-0486

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	106 N WASHINGTON ST, WORTHINGTON, IN 47471-1427

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Feb 2, 2021
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Document Number	0000223465
Instrument Date	Jan 29, 2021
Instrument	223465
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 486, SULLIVAN, IN 47882-0486

March 2016: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OWEN IN
Recording Date	Mar 16, 2016
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Document Number	0000204586
Instrument Date	Mar 9, 2016
Instrument	204586
Transaction Type	Foreclosure
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 CUBA RD, SPENCER, IN 47460-5449

July 2011: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	OWEN IN
Recording Date	Jul 21, 2011
Property Address	1083 CUBA RD, SPENCER, IN 47460-5449
Document Number	0000187642
Instrument Date	Jun 17, 2011
Instrument	187642
Transaction Type	Foreclosure
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11782 HUBBELL STATION RD, COAL CITY, IN 47427-7896
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1083 Cuba Rd was $988, up 33% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Montgomery Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (+32.97%)	$81,600 (+42.66%) Land $42,600 Building $39,000	$81,600 (+42.66%) Land $42,600 Building $39,000
2024	$743.00 (+2.77%)	$57,200 (+1%) Land $40,400 Building $16,800	$57,200 (+1%) Land $40,400 Building $16,800
2023	$723.00 (+0.28%)	$52,000 Land $36,300 Building $15,700	$52,000 Land $36,300 Building $15,700
2022	$721.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1083 Cuba Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1083 Cuba Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cuba Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures