Hamilton County property record for 1083 Constitution Dr, Chattanooga, TN 37405
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 2,248 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $735,000 (Dec 2025) |
| Tax Bill | $2,487 (2025) |
| Deeds & Mortgages | Apr 2025 Sale Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136H J 015 C014 |
| Primary APN | 136H J 015 C014 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,248 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000125599 |
|---|---|
| Street Address | 1083 CONSTITUTION DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4246 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Description | UNIT 52-L1 PHASE 4 HERITAGE LANDING PB 43 PG 93 OUT OF 136H-J-15 FOR 1989 |
| Legal Subdivision | HERITAGE LANDING PHA |
| Legal Phase | 4 |
| Legal Unit | 52-L1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1083 CONSTITUTION DR # 52-L1, 52-L1, CHATTANOOGA, TN 37405-4246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2025 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Dec 3, 2025 | Warranty Deed, Transfer · Non-Conforming Investor Loan ROCKPOINT BANK NA |
| Jun 29, 2020 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Apr 29, 2025 · Amount on Record |
| Deed Document Number | 2025120300043 |
| Deed Book / Page | 14125 / 763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 29, 2025 |
| Property Address | 1083 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246 |
| Document Number | 0000000080 |
| Book / Page | 13905 / 897 |
| Map Reference | MB 5319 PG 870 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025042900080 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,708.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 POINTE CENTRE DR STE 201, 201, CHATTANOOGA, TN 37421-4784 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 3, 2025 |
| Property Address | 1083 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246 |
| Document Number | 0000000043 |
| Book / Page | 14125 / 763 |
| Map Reference | MB 4125 PG 136 |
| Instrument Date | Nov 28, 2024 |
| Instrument | 2025120300043 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1083 CONSTITUTION DR # 52-L1, 52-L1, CHATTANOOGA, TN 37405-4246 |
| Document Number | 0014125771 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 14125/771 |
| Name | ROCKPOINT BANK NA |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 29, 2020 |
| Property Address | 1083 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246 |
| Document Number | 0629000374 |
| Book / Page | 012054 / 000406 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 200629000374 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,624.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1083 CONSTITUTION DR CHATTANOOGA TN 374054246, CHATTANOOGA, TN 37405-4246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 28, 2019 |
| Property Address | 1083 CONSTITUTION DR, CHATTANOOGA, TN 37405-4246 |
| Document Number | 0528000308 |
| Book / Page | 011652 / 000381 |
| Instrument Date | May 28, 2019 |
| Instrument | 190528000308 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1083 CONSTITUTION DR CHATTANOOGA TN 374054246, CHATTANOOGA, TN 37405-4246 |
| Document Number | 528000309 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 011652/000387 |
| Instrument | 190528000309 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868-1910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 27, 2034 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,487.00 (+4.58%) | $164,125 (+54.36%) | $656,500 (+54.36%) Land $200,000 Building $456,500 |
| 2024 | $2,378.00 | $106,325 (-) | $425,300 (-) Land $100,000 Building $325,300 |
| 2023 | $2,378.00 | $106,325 (-) | $425,300 (-) Land $100,000 Building $325,300 |
| 2022 | $2,378.00 | $106,325 | $425,300 Land $100,000 Building $325,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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