10825 Whippletree Ln, Spring Valley, CA 91978 Property Records

San Diego County property record for 10825 Whippletree Ln, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,445 sqft · built 1973
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Tax Bill	$6,896 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`506-063-06-00`

Property Details

APN / Parcel Number

Primary APN	`506-063-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,445 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10825 WHIPPLETREE LN
City	SPRING VALLEY
State	CA
Zip	91978-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 136 TR 007250
Legal Subdivision	CARRIAGE HILLS CORNERS
Legal Tract	007250
Legal Block	2
Legal Lot Number	136
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10825 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage OTHER INSTITUTIONAL LENDERS
Jan 9, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Apr 17, 2019	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2017	Grant Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020
Deed Sale	Jan 9, 2020
Prior Sale	Apr 17, 2019
Deed Document Number	202010631
Prior Transfer Date	Jan 2, 2020
Prior Transfer Doc	0000010631
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10825 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262603
Date	Jul 2, 2019
Instrument	2019-0262603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10825 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Document Number	0000617831
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 WHIPPLETREE LN SPRING VALLEY CA 919781940, SPRING VALLEY, CA 91978-1940

Mortgage

Document Number	0000617831
Date	Oct 13, 2020
Instrument	617831

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2020
Property Address	10825 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Document Number	0000010631
Instrument Date	Jan 2, 2020
Instrument	10631
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 WHIPPLETREE LN SPRING VALLEY CA 919781940, SPRING VALLEY, CA 91978-1940

Mortgage

Document Number	10632
Date	Jan 9, 2020
Instrument	10632

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2019
Property Address	10825 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Document Number	0000139396
Map Reference	MAP 7250
Instrument Date	Mar 26, 2019
Instrument	2019-0139396
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TTL COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940

Mortgage

Document Number	0000139397
Date	Apr 17, 2019
Instrument	2019-0139397

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2017
Property Address	10825 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1940
Document Number	0000368083
Instrument Date	Aug 2, 2017
Instrument	368083
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10825 WHIPPLETREE LN SPRING VALLEY CA 919781940, SPRING VALLEY, CA 91978-1940

Mortgage

Document Number	368084
Date	Aug 14, 2017
Instrument	368084

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,465 (+2%) Land $251,197 Building $294,268
2025	$6,896.00 (+3.71%) Homeowner's exemption	$534,771 (+4.04%) Land $246,272 Building $288,499
2023	$6,649.00 (+1.95%) Homeowner's exemption	$514,008 Land $236,710 Building $277,298
2022	$6,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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