10825 New Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 10825 New Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,168 sqft · built 1978
Lot Size	2.37 acres (103,672 sqft)
Owner	2 Individual Names on File
Last Sale	$833,000 (Jun 2008)
Tax Bill	$13,298 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2017 Second Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`830-12-013`

Property Details

APN / Parcel Number

Primary APN	`830-12-013`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	103,672 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	10825 NEW AVE
City	GILROY
State	CA
Zip	95020-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	DUNNE RANCH 1 CATHERINE MAP B2 958
Legal Subdivision	CATHERINE DUNNE RANCH MAP #1
Legal Block	2
Legal Lot Number	88
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2004
Census Tract	512401

Owner

10825 New Ave is owned and occupied by two individuals who acquired it in August 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10825 NEW AVE, GILROY, CA 95020-9124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Oct 19, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STAR ONE CREDIT UNION
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2008 · Amount on File
Deed Sale	Jun 19, 2008 · Amount on File
Prior Sale	Dec 30, 1993 · Amount on File
Deed Document Number	200819891028
Last Transfer Date	Aug 16, 2016
Transfer Doc	0023409433
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10825 NEW AVE, GILROY, CA 95020-9124
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 NEW AVE, GILROY, CA 95020-9124

Mortgage

Document Number	0024898479
Date	Mar 30, 2021
Instrument	24898479

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	May 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10825 NEW AVE, GILROY, CA 95020-9124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023779892
Date	Oct 19, 2017
Instrument	23779892

Lender

Name	STAR ONE CREDIT UNION
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	302 Months
Due	Dec 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10825 NEW AVE, GILROY, CA 95020-9124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024444558
Date	Apr 1, 2020
Instrument	24444558

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10825 NEW AVE, GILROY, CA 95020-9124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 NEW AVE, GILROY, CA 95020-9124

Mortgage

Document Number	0024772421
Date	Jan 4, 2021
Instrument	24772421

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10825 NEW AVE, GILROY, CA 95020-9124
Document Number	0024525964
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10825 NEW AVE GILROY CA 950209124, GILROY, CA 95020-9124

Mortgage

Document Number	0024525964
Date	Jul 2, 2020
Instrument	24525964

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 10825 New Ave was $13,298 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,116,028 (+2%) Land $558,014 Building $558,014
2025	$13,298.00 Homeowner's exemption	$1,094,146 Land $547,073 Building $547,073
2023	$12,987.00 (+1.83%) Homeowner's exemption	$1,051,662 Land $525,831 Building $525,831
2022	$12,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10825 New Ave in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1980–2000)
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10825 New Ave is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, South Valley Internet.

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