Pinellas County property record for 10825 Christopher Ct, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,190 sqft · built 1988 |
| Lot Size | 0.268 acres (11,683 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Jun 2021) |
| Tax Bill | $9,289 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-751-0060-2 |
| Primary APN | C62-000-751-0060-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 3,136 sqft |
| 1st Floor Area | 2,190 sqft |
| Flooring | Carpet |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,683 sqft (0.268 acres) |
| Lot Dimensions | 131 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R190642 |
|---|---|
| Street Address | 10825 CHRISTOPHER CT |
| City | LARGO |
| State | FL |
| Zip | 33774-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COLLINS ESTATES PHASE I LOT 3 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | COLLINS ESTATES PHASE I |
| Legal Phase | 1 |
| Legal Tract | 17282 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25205 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10825 CHRISTOPHER CT, LARGO, FL 33774-5100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMETAP EQUITY PARTNERS LLC |
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 27, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 2021195011 |
| Deed Book / Page | 21579 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10825 CHRISTOPHER CT, LARGO, FL 33774-5100 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10825 CHRISTOPHER CT, LARGO, FL 33774-5100 |
| Document Number | 0222830426 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 22283/426 |
| Instrument | 2022349386 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 14, 2021 |
| Property Address | 10825 CHRISTOPHER CT, LARGO, FL 33774-5100 |
| Document Number | 0215790072 |
| Book / Page | 21579 / 72 |
| Map Reference | MB 97 PG 43 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021195011 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6467 28TH TER N, 6467, ST PETERSBURG, FL 33710-3220 |
| Name | Verified Name |
|---|---|
| Address | 10825 CHRISTOPHER CT, LARGO, FL 33774-5100 |
| Document Number | 2157974 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 21579/74 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 10825 CHRISTOPHER CT, LARGO, FL 33774-5100 |
| Document Number | 0213601950 |
| Book / Page | 021360 / 001950 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 27006 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6467 28TH TER N ST PETERSBURG FL 337103220, ST PETERSBURG, FL 33710-3220 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,289.00 (+8.1%) Homeowner's exemption | $554,819 (+5.99%) | $620,225 (+0.05%) Land $207,784 Building $412,441 |
| 2023 | $8,593.00 (+6.39%) Homeowner's exemption | $523,479 (+3%) | $619,907 (+21.97%) Land $289,177 Building $330,730 |
| 2022 | $8,077.00 Homeowner's exemption | $508,232 | $508,232 Land $258,251 Building $249,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 64 units insured incl. 8 condo units |
| Nearby Flood Claims | 19 (1982–2016) |
| Claims Outside the SFHA | 11 of 19 |
| Most Recent Claim | Sep 2016 · Hurricane Hermine |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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