10825 Baker Rd, Keymar, MD 21757 Property Records

Frederick County property record for 10825 Baker Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,272 sqft · built 2021
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$502,607 (Dec 2021)
Tax Bill	$5,492 (2023)
Deeds & Mortgages	May 2021 Second Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-599303`

Property Details

APN / Parcel Number

Primary APN	`11-599303`
Alternative APN	`599303`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,272 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	599303
Street Address	10825 BAKER RD
City	KEYMAR
State	MD
Zip	21757-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 1.96 ACRES BEAR DEN FARM
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	11, WOODSBORO
Census Block Group	1
Census Block	1016
Census Tract	751600

Owner

10825 Baker Rd is owned and occupied by an individual who bought it in December 2021.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10825 BAKER RD, KEYMAR, MD 21757-8125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage A WAYNE SIX
Dec 9, 2021	Deed, Subdivision Related Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC
Jan 20, 2021	Grant Deed, Transfer · Conventional Mortgage DARRELL T HUMMER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Jan 20, 2021 · Amount on File
Deed Document Number	0000155543
Deed Book / Page	15554 / 3
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	0155540003
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10825 BAKER RD, KEYMAR, MD 21757-8125
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148680195
Date	May 10, 2021
Book Page	14868/195

Lender

Name	A WAYNE SIX
Type	Private Party
Address	180 THOMAS JOHNSON DR STE 105, FREDERICK, MD 21702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 9, 2021
Property Address	10825 BAKER RD, KEYMAR, MD 21757-8125
Document Number	0155540003
Book / Page	15554 / 3
Map Reference	MB 102 PG 173&174
Instrument Date	Nov 19, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10825 BAKER RD, KEYMAR, MD 21757-8125

Mortgage

Document Number	0000155547
Date	Dec 9, 2021
Instrument	15554/7

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 20, 2021
Property Address	10825 BAKER RD, KEYMAR, MD 21757-8125
Document Number	0144680326
Book / Page	014468 / 000326
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	144680331
Date	Jan 20, 2021
Book Page	014468/000331

Lender

Name	DARRELL T HUMMER
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,492.00	$456,000	$519,800 Land $121,700 Building $398,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10825 Baker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10825 Baker Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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