10825 Ayers St, Independence, MO 64052 Property Records

Jackson County property record for 10825 Ayers St, Independence, MO 64052 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,077 sqft · built 1920
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,578 (2024)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`27-640-09-07`

Property Details

APN / Parcel Number

Primary APN	`27-640-09-07`
Alternative APNs	`27640090700000001` `793659`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,077 sqft Living Area
Gross Area	3,638 sqft
1st Floor Area	644 sqft
Basement Area	768 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	454 sqft
Patio Area	1,426 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	793659
Old Parcel Number	27640090700000001
Street Address	10825 AYERS ST
City	INDEPENDENCE
State	MO
Zip	64052-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENGLEWOOD HIGHLANDS LOT 194
Legal Range	32
Legal Township	49
Legal Section	09
Legal Subdivision	ENGLEWOOD HIGHLANDS
Legal Lot Number	194
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1005
Census Tract	11900

Owner

Source: Jackson County records · APN 27-640-09-07

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10825 AYERS ST, INDEPENDENCE, MO 64052-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 1998
Deed Sale	Nov 13, 1998
Prior Sale	May 22, 1997 · Amount on Record
Deed Document Number	I0090585
Record Updated	Jun 07, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10825 AYERS ST, INDEPENDENCE, MO 64052-3359
Document Number	0000E87345
Instrument Date	Oct 01, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10825 AYERS ST INDEPENDENCE MO 640523359, INDEPENDENCE, MO 64052-3359

Mortgage

Document Number	0000E87345
Date	Oct 05, 2018
Instrument	87345E

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 04, 2033

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,230 (-9.89%) Land $4,275 Building $40,955	$238,050 (-9.89%)
2024	$3,578.00 (+2.49%)
2023	$3,491.00	$50,192 Land $1,740 Building $48,452	$264,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950119001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Jul 1998 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Wisper ISP, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.