McIntosh County property record for 108241 S 4260 Rd, Checotah, OK 74426
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 928 sqft · built 1940 |
| Lot Size | 45.5 acres (1,985,073 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $259 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 460008245 |
| Primary APN | 460008245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,985,073 sqft (45.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 840 sqft |
| Lean-To | 840 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 460008245 |
|---|---|
| Street Address | 108241 S 4260 RD |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT IN W2 NW BEG SE/C N015521W 824.99' S885340W 312.84' N015658W 971.42' S885340W 651.55' N015658W 385.08' N554148W 155.12' |
| Legal Range | 18E |
| Legal Township | 11N |
| Legal Section | 08 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 779602 |
Source: McIntosh County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 109298 S 4244 RD, CHECOTAH, OK 74426-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Mar 6, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 001224/440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Jul 7, 2026 |
| Property Address | 108241 S 4260 RD, CHECOTAH, OK 74426-2312 |
| Document Number | 0000003185 |
| Book / Page | 1268 / 634 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 20263185 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 108241 S 4260 RD, CHECOTAH, OK 74426-2312 |
| Document Number | 0000003185, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 1268/634 |
| Instrument | 20263185 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 108241 S 4260 RD, CHECOTAH, OK 74426-2312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001235/519 |
|---|---|
| Date | Jul 9, 2025 |
| Book Page | 1235/519 |
| Instrument | I-2025-002939 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Mar 6, 2025 |
| Property Address | 108241 S 4260 RD, CHECOTAH, OK 74426-2312 |
| Document Number | 001224/440 |
| Book / Page | 1224 / 440 |
| Instrument Date | Mar 5, 2025 |
| Instrument | I-2025-000802 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109298 S 4244 RD, CHECOTAH, OK 74426-3266 |
| Document Number | I2025000803 |
|---|---|
| Date | Mar 6, 2025 |
| Instrument | I-2025-000803 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 366 Months |
| Due | Sep 1, 2055 |
Source: McIntosh County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $259.00 Homeowner's exemption | $3,935 (+0.38%) Land $732 Building $3,203 | $38,635 (+8.4%) Land $9,513 Building $29,122 |
| 2024 | $259.00 (+12.61%) Homeowner's exemption | $3,920 (+5.69%) Land $707 Building $3,213 | $35,640 (+4.17%) Land $6,426 Building $29,214 |
| 2023 | $230.00 Homeowner's exemption | $3,709 Land $754 Building $2,955 | $34,212 Land $6,853 Building $27,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 96% of Oklahoma |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #5 serves 1,900 people · EPA ID OK3004939 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ecoLink Fiber | 1,000 / 1,000 |
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