10824 Scepter Dr, Orlando, FL 32817 Property Records

Orange County property record for 10824 Scepter Dr, Orlando, FL 32817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,661 sqft · built 1987
Lot Size	0.323 acres (14,066 sqft)
Owner	Individual Name on Record
Last Sale	$304,000 (Sep 2020)
Tax Bill	$562 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-31-8389-00-240`

Property Details

APN / Parcel Number

Primary APN	`08-22-31-8389-00-240`
Alternative APNs	`312208838900240` `590786` `597048` `601779`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	1,661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,066 sqft (0.323 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10824 SCEPTER DR
City	ORLANDO
State	FL
Zip	32817-2098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SUMMER WOODS 17/70 LOT 24
Legal Range	31E
Legal Township	22S
Legal Section	08
Legal Subdivision	SUMMER WOODS
Legal Tract	8389
Legal Lot Number	24
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2004
Census Tract	16504

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10824 SCEPTER DR, ORLANDO, FL 32817-2098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 18, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2020490033
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10824 SCEPTER DR, ORLANDO, FL 32817-2098
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10824 SCEPTER DR, ORLANDO, FL 32817-2098

Mortgage

Document Number	20210666118
Date	Oct 29, 2021
Instrument	20210666118

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 18, 2020
Property Address	10824 SCEPTER DR, ORLANDO, FL 32817-2098
Document Number	0000490033
Instrument Date	Aug 27, 2020
Instrument	490033
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	EQUITABLE TITLE/SEMINOLE COUNTY, EQUITABLE TITLE/SEMINOLE CNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10824 SCEPTER DR ORLANDO FL 328172098, ORLANDO, FL 32817-2098

Mortgage

Document Number	490034
Date	Sep 18, 2020
Instrument	490034

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,045 (+2.7%)	$359,410 (-2.75%) Land $55,000 Building $304,410
2025	$562.00 (+22.44%) Homeowner's exemption	$287,288 (+5.99%)	$369,570 (+9.86%) Land $55,000 Building $314,570
2024	$459.00 (+5.28%)
2023	$436.00 (+10.66%) Homeowner's exemption	$271,059 (+3%)	$336,404 (+13.29%) Land $55,000 Building $281,404
2022	$394.00 Homeowner's exemption	$263,164	$296,945 Land $55,000 Building $241,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	11 (2022–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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