10824 River Ter, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10824 River Ter, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,485 sqft · built 1955
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Tax Bill	$7,717 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-027-24-44-0006`

Property Details

APN / Parcel Number

Primary APN	`21-027-24-44-0006`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,485 sqft Living Area
Gross Area	6,090 sqft
1st Floor Area	2,485 sqft
Basement Area	3,605 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1984
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
View / Lot	River
Garage Type	Attached
Garage Area	688 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	591 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10824 RIVER TER
City	MINNEAPOLIS
State	MN
Zip	55431-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 002 T RIVER TERRACE THAT PART OF LOT 1 LYING NLY OF A LINE RUNNING FROM A PT IN ELY LINE OF SAID LOT DIS 349 1/10 FT SLY FROM NELY COR THEREOF TO A PT T IRREGULAR
Legal Range	24
Legal Township	027
Legal Section	21
Legal Quarter	44
Legal Subdivision	RIVER TERRACE
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2004
Census Tract	25801

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1361 LAKE DR W, 319, CHANHASSEN, MN 55317-8522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MY CREDIT UNION
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage RICHFIELD BLOOMINGTON CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10824 RIVER TER, BLOOMINGTON, MN 55431-4200
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05826745
Date	Apr 20, 2021
Instrument	T05826745

Lender

Name	MY CREDIT UNION
Type	Credit Union
Address	MINNEAPOLIS, MN 55420

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10824 RIVER TER, BLOOMINGTON, MN 55431-4200
Document Number	0005595774
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10824 RIVER TERRACE DR BLOOMINGTON MN 55431, BLOOMINGTON, MN 55431

Mortgage

Document Number	0005595774
Date	Feb 21, 2019
Instrument	5595774

Lender

Name	RICHFIELD BLOOMINGTON CU
Type	Credit Union
Address	RICHFIELD, MN 55423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,717.00 (+25.24%)	$549,500 (+5.45%) Land $268,600 Building $280,900	$549,500 (+5.45%) Land $268,600 Building $280,900
2023	$6,162.00 Homeowner's exemption
2022		$521,100 Land $203,600 Building $317,500	$521,100 Land $203,600 Building $317,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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