Mecklenburg County property record for 10824 Middle Acres Rd, Charlotte, NC 28213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,394 sqft · built 1996 |
| Lot Size | 3.28 acres (142,964 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,323 (2023) |
| Deeds & Mortgages | May 2020 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-162-73 |
| Primary APN | 051-162-73 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,394 sqft Heated Area |
| Gross Area | 8,190 sqft |
| 1st Floor Area | 3,270 sqft |
| Upper Floors Area | 2,066 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 142,964 sqft (3.28 acres) |
| Garage Area | 936 sqft |
| Pool Area | 600 sqft |
| Porch | Porch |
| Porch Area | 1,918 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 051-162-73 |
|---|---|
| Street Address | 10824 MIDDLE ACRES RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28213-3779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | TR B U/M |
| Legal Subdivision | B |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5612 |
10824 Middle Acres Rd is owned and occupied by two individuals who acquired it in January 2012.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10824 MIDDLE ACRES RD, CHARLOTTE, NC 28213-3779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit RAYMOND JAMES BANK NA |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2012 |
| Transfer Doc | 0000008336 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10824 MIDDLE ACRES RD, CHARLOTTE, NC 28213-3779 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072366 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 34596/506 |
| Instrument | 2020072366 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10824 MIDDLE ACRES RD, CHARLOTTE, NC 28213-3779 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000198385 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 35352/499 |
| Instrument | 2020198385 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 10824 Middle Acres Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10824 Middle Acres Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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