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10824 Cape Cod Ln, Huntley, IL 60142 Property Records

McHenry County property record for 10824 Cape Cod Ln, Huntley, IL 60142

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,230 sqft · built 2001
Lot Size3.96 acres (172,681 sqft)
OwnerIndividual Name on File
Last Sale$162,000 (Sep 2020)
Tax Bill$5,546 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-334-026

Property Details

APN / Parcel Number

Primary APN18-34-334-026

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Units6 Units
Stories2 Stories
Building Area1,230 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Lot Area172,681 sqft (3.96 acres)
Garage Area400 sqft
PorchPorch
Porch Area15 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address10824 CAPE COD LN
CityHUNTLEY
StateIL
Zip60142-6780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0037265 UNIT 26-4 THE TOWNES OF WING POINTE CONDO SUPPL 8 (PT W PT LT 2 THE TOWNES OF WING POINTE) MEMO: HUFF, MICHAEL J/DIVENERE, SIERRA
Legal SubdivisionTHE TOWNES OF WING POINTE CONDO
Legal Lot Number2
Legal Unit26-4
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2000
Census Tract871115

Owner

10824 Cape Cod Ln is owned and occupied by an individual who bought it in September 2020.

Source: McHenry County records, as of June 30, 2025

Owner of RecordIndividual Name on File
Mailing Address10824 CAPE COD LN, HUNTLEY, IL 60142-6780
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Joint Tenancy Deed, Transfer · Conventional Mortgage
BAXTER CU
Dec 5, 2018Warranty Deed, Transfer · ARM
NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2020 · Amount on File
Deed SaleSep 16, 2020 · Amount on File
Prior SaleDec 5, 2018 · Amount on File
Deed Document Number202037265
Prior Transfer DateAug 20, 2020
Prior Transfer Doc0000037265
Record UpdatedOct 29, 2026

September 2020: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionMCHENRY IL
Recording DateSep 16, 2020
Property Address10824 CAPE COD LN, HUNTLEY, IL 60142-6780
Document Number0000037265
Map ReferenceDOC 200R68554
Instrument DateAug 20, 2020
Instrument2020R0037265
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$162.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10824 CAPE COD LN, HUNTLEY, IL 60142-6780

Mortgage

Document Number0000037266
DateSep 16, 2020
Instrument2020R0037266
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateSep 1, 2030
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate8.12%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 5, 2018
Property Address10824 CAPE COD LN, HUNTLEY, IL 60142-6780
Document Number0000041213
Map ReferenceDOC1999R2749
Instrument DateNov 26, 2018
Instrument2018R0041213
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$234.75
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10824 CAPE COD LN, HUNTLEY, IL 60142-6780

Mortgage

Document Number0000041214
DateDec 5, 2018
Instrument2018R0041214
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateDec 1, 2023
Change FrequencyAnnually
Min Rate At Change6.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate11.2%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityHuntley Village
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,546.00$70,089 Land $5,589 Building $64,500$210,267 Land $16,767 Building $193,500
2022Homeowner's exemption$57,332 Land $4,572 Building $52,760$171,996 Land $13,716 Building $158,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10824 Cape Cod Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10824 Cape Cod Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTLEY
serves 28,495 people · EPA ID IL1110350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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