10823 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 10823 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 910 sqft · built 1954
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$156,500 (Jan 2019)
Tax Bill	$2,559 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-16-309-042`

Property Details

APN / Parcel Number

Primary APN	`25-16-309-042`
Alternative APN	`25-16-309-042-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1956
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	10823 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	09TH BELLEVUE ADD/TENINJA BROTH
Legal Block	3
Legal Lot Number	7,8
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4007
Census Tract	491100

Owner

10823 S Emerald Ave is owned and occupied by an individual who bought it in January 2019.

Source: Cook County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10823 S EMERALD AVE, CHICAGO, IL 60628-3121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 25, 2019	Warranty Deed, Transfer · FHA Mortgage KEY MTG SVCS
Feb 21, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	201916099
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10823 S EMERALD AVE, CHICAGO, IL 60628-3121
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 S EMERALD AVE, CHICAGO, IL 60628-3121

Mortgage

Document Number	0034055122
Date	Dec 6, 2021
Instrument	2134055122

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Feb 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 25, 2019
Property Address	10823 S EMERALD AVE, CHICAGO, IL 60628-3121
Document Number	1902516099
Instrument Date	Jan 17, 2019
Instrument	2516099
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10823 S EMERALD AVE CHICAGO IL 606283121, CHICAGO, IL 60628-3121

Mortgage

Document Number	1902516100
Date	Jan 25, 2019
Instrument	2516100

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Interest

Rate Type	Fixed Rate

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Feb 21, 2018
Property Address	10823 S EMERALD AVE, CHICAGO, IL 60628-3121
Document Number	1805245016
Instrument Date	Feb 6, 2018
Instrument	5245016
Transaction Type	Foreclosure
Record Updated	Mar 2, 2018

Transaction

Amount	Amount on Record
Tax	$40.50
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 W QUINCY ST #1 RIVERSIDE IL 605462431, 1, RIVERSIDE, IL 60546-2431

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,000 Land $3,300 Building $12,700	$160,000 Land $33,000 Building $127,000
2024	$2,559.00 (+9.97%)
2023	$2,327.00 (+2.56%)
2022	$2,269.00 (+2.3%)	$11,000 (-) Land $3,025 Building $7,975	$110,000 (-) Land $30,250 Building $79,750
2021	$2,218.00	$11,000 Land $3,025 Building $7,975	$110,000 Land $30,250 Building $79,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10823 S Emerald Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10823 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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