10822 W 181st Ave, Lowell, IN 46356 Property Records

Lake County property record for 10822 W 181st Ave, Lowell, IN 46356

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,019 sqft · built 1948
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$154,000 (Jun 2022)
Tax Bill$1,033 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Jun 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-10-01-0071-0025

Property Details

APN / Parcel Number

Primary APN010-10-01-0071-0025
Alternative APNs
  • 45-19-21-351-015.000-037
  • 100100710025

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,019 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number010-10-01-0071-0025
Old Parcel Number100100710025
Street Address10822 W 181ST AVE
CityLOWELL
StateIN
Zip46356-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW.75FT OF E.225 FT. OF S. 175FT. OF SW SW. S.21 T.33 R.9 .30AC
Legal Range09
Legal Township33
Legal Section21
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionWEST CREEK
Census Block Group1
Census Block1044
Census Tract43401

Owner

10822 W 181st Ave is owned and occupied by an individual who bought it in June 2022.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address10822 W 181ST AVE, LOWELL, IN 46356-9649
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jun 7, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 21, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 13, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2022 · Amount on File
Deed SaleJun 7, 2022 · Amount on File
Prior SaleFeb 21, 2017 · Amount on File
Deed Document Number2022-523513
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address10822 W 181ST AVE, LOWELL, IN 46356-9649
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10822 W 18 ST AVE, LOWELL, IN 46356

Mortgage

Document Number0000031193
DateSep 25, 2023
Instrument2023-531193
Lender
NameOLD NATIONAL BANK
TypeBank
AddressSAINT JOHN, IN 46373
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 7, 2022
Property Address10822 W 181ST AVE, LOWELL, IN 46356-9649
Document Number0000023513
Instrument DateJun 3, 2022
Instrument2022-523513
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanySTATE STREET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10822 W 181ST AVE, LOWELL, IN 46356-9649

Mortgage

Document Number0000023514
DateJun 7, 2022
Instrument2022-523514
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateFeb 21, 2017
Property Address10822 W 181ST AVE, LOWELL, IN 46356-9649
Document Number0000010721
Instrument DateFeb 16, 2017
Instrument10721
Transaction TypeTransfer
Record UpdatedDec 11, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 E 163RD AVE LOWELL IN 463569520, LOWELL, IN 46356-9520

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateFeb 13, 2017
Property Address10822 W 181ST AVE, LOWELL, IN 46356-9649
Document Number0000009478
Instrument DateDec 12, 2016
Instrument9478
Transaction TypeTransfer
Record UpdatedApr 21, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12700 HAVENWOOD PASS CEDAR LAKE IN 463038694, CEDAR LAKE, IN 46303-8694

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionWest Creek Township
Unified School DistrictTri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$164,800 Land $25,000 Building $139,800$164,800 Land $25,000 Building $139,800
2024$1,033.00
2023$152,900 (+12.43%) Land $22,800 Building $130,100$152,900 (+12.43%) Land $22,800 Building $130,100
2022$910.00$136,000 Land $22,800 Building $113,200$136,000 Land $22,800 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10822 W 181st Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10822 W 181st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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