10822 NE Cline Rd, Elgin, OK 73538 Property Records

Comanche County property record for 10822 NE Cline Rd, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Last Sale	$148,000 (Jul 2018)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03N10W-09-3-99972-000-0000`

Property Details

APN / Parcel Number

Primary APN	`03N10W-09-3-99972-000-0000`
Alternative APNs	`099972-0930006-00001` `160078310` `78310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	78310
Street Address	10822 NE CLINE RD
City	ELGIN
State	OK
Zip	73538-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-3N-10W BEG SW/C E/2 SW/4 OF SEC 9; THN N 660' E 330' S 660' W 3 30' TO POB
Legal Range	10W
Legal Township	03N
Legal Section	09
Legal Subdivision	FARM 3N-10W
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2104
Census Tract	2102

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10822 NE CLINE RD, ELGIN, OK 73538-3612
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Apr 26, 1999 · Amount on Record
Deed Document Number	20189616
Deed Book / Page	8071 / 101
Last Transfer Date	Oct 18, 2024
Transfer Doc	009692/173
Record Updated	Oct 29, 2026

July 2018: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	COMANCHE OK
Recording Date	Jul 2, 2018
Property Address	10822 NE CLINE RD, ELGIN, OK 73538-3612
Document Number	008071/101
Book / Page	8071 / 101
Instrument Date	Jul 2, 2018
Instrument	2018-009616
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10822 NE CLINE RD, ELGIN, OK 73538

Mortgage

Document Number	2018009617
Date	Jul 2, 2018
Instrument	2018-009617

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,065 (+3%) Land $3,263 Building $17,802	$187,240 (-14.53%) Land $29,000 Building $158,240
2025	Homeowner's exemption	$20,452 (+6.09%) Land $3,263 Building $17,189	$219,068 (+27.85%) Land $29,000 Building $190,068
2023	Homeowner's exemption	$19,278 Land $3,263 Building $16,015	$171,353 Land $29,000 Building $142,353

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 67% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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