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10822 Marshall Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10822 Marshall Rd, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,680 sqft Finished Area
Lot Size93,218 sqft (2.14 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$2,610.00 (2025)

Property Details

APN / Parcel Number

Primary APN061-00-00-020.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,680 sqft Finished Area
Gross Area3,722 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area93,218 sqft (2.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Old Parcel Number0610000020.00
Street Address10822 MARSHALL RD
CityCOVINGTON
StateKY
Zip41015-9325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2.1397 ACS NWS OLD DECOURSEY PK INCLUDES 0.7828 AC LAND ADDITION
Legal SubdivisionLAND ADDITION
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup2
Census Block2020
Census Tract65800

Owner

Source: Kenton County records · APN 061-00-00-020.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10822 MARSHALL RD, COVINGTON, KY 41015-9325
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Oct 22, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 11, 2021Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 1986
Deed SaleMay 01, 1986
Deed Doc Number0000029329
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateApr 23, 2026
Property Address10822 MARSHALL RD, COVINGTON, KY 41015-9325
Document Number0000007981
Book / Page417 / 656
Instrument DateApr 08, 2026
Instrument20267981
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10822 MARSHALL RD, COVINGTON, KY 41015-9325

Mortgage

Document Number0000007981,
DateApr 23, 2026
Book Page417/656
Instrument20267981
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 07, 2036
Interest
Rate6.11%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10822 MARSHALL RD, COVINGTON, KY 41015-9325
Transaction TypeMortgage
Record UpdatedNov 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10822 MARSHALL RD, COVINGTON, KY 41015-9325

Mortgage

Document Number0005900182
DateOct 22, 2021
Book Page289/612
Instrument21102205900182
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressLATONIA, KY 41015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term348 Months
DueOct 29, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10822 MARSHALL RD, COVINGTON, KY 41015-9325
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10822 MARSHALL RD, COVINGTON, KY 41015-9325

Mortgage

Document Number0005900288
DateOct 11, 2021
Book Page283/75
Instrument21101105900288
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10822 MARSHALL RD, COVINGTON, KY 41015-9325
Transaction TypeMortgage
Record UpdatedOct 05, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900065
DateSep 22, 2021
Book Page274/838
Instrument21092205900065
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,610.00 (+33.64%) Homeowner's exemption$273,600 (+35.98%) Land $40,000 Building $233,600$273,600 (+35.98%) Land $40,000 Building $233,600
2023$1,953.00 Homeowner's exemption$201,200 Land $25,000 Building $176,200$201,200 Land $25,000 Building $176,200

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