10822 Checo Way, Peyton, CO 80831 Property Records

El Paso County property record for 10822 Checo Way, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,018 sqft · built 2018
Lot Size	0.23 acres (10,023 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2021)
Tax Bill	$3,933 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42194-01-016`

Property Details

APN / Parcel Number

Primary APN	`42194-01-016`
Alternative APN	`R4219401016`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
Gross Area	4,046 sqft
1st Floor Area	912 sqft
Upper Floors Area	1,240 sqft
Basement Area	912 sqft
Finished Basement	866 sqft
Unfinished Basement	46 sqft
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,023 sqft (0.23 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Porch Area	142 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219401016
Street Address	10822 CHECO WAY
City	PEYTON
State	CO
Zip	80831-4480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 3 MERIDIAN RANCH FIL NO 9
Legal Subdivision	MERIDIAN RANCH FIL NO 09
Legal Lot Number	3
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3026
Census Tract	3914

Owner

10822 Checo Way is owned and occupied by two individuals who bought it in April 2021.

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10822 CHECO WAY, PEYTON, CO 80831-4480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Sep 4, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage CALIBER HM LOANS
Dec 19, 2017	Trustee's Deed, Transfer PPME LAND CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	202179839
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10822 CHECO WAY, PEYTON, CO 80831-4480
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068720
Date	Aug 14, 2023
Instrument	223068720

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Apr 22, 2021
Property Address	10822 CHECO WAY, PEYTON, CO 80831-4480
Document Number	0000079839
Instrument Date	Apr 22, 2021
Instrument	221079839
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10822 CHECO WAY, PEYTON, CO 80831-4480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10822 CHECO WAY, PEYTON, CO 80831-4480

Mortgage

Document Number	0000079840
Date	Apr 22, 2021
Instrument	221079840

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10822 CHECO WAY, PEYTON, CO 80831-4480
Document Number	0000111887
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10822 CHECO WAY PEYTON CO 808314480, PEYTON, CO 80831-4480

Mortgage

Document Number	0000111887
Date	Sep 16, 2019
Instrument	111887

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	EL PASO CO
Recording Date	Sep 4, 2018
Property Address	10822 CHECO WAY, PEYTON, CO 80831-4480
Document Number	0000102905
Instrument Date	Aug 31, 2018
Instrument	102905
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2018
Title Company	UNIFIED TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10822 CHECO WAY PEYTON CO 808314480, PEYTON, CO 80831-4480

Mortgage

Document Number	102906
Date	Sep 4, 2018
Instrument	102906

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	EL PASO CO
Recording Date	Dec 19, 2017
Property Address	10822 CHECO WAY, PEYTON, CO 80831-4480
Document Number	0000153069
Instrument Date	Dec 19, 2017
Instrument	153069
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475
Investor	Possibly a Property Investor

Mortgage

Document Number	153265
Date	Dec 19, 2017
Instrument	153265

Lender

Name	PPME LAND CORP
Address	212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476

Agreement

Amount	Amount on Record
Term	24 Months
Due	Dec 18, 2019

Interest

Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 10822 Checo Way was $3,933, up 0.7% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,620 (-)	$576,232 (-)
2025	$3,933.00 (+0.69%)	$40,620 (-2.87%) Land $10,080 Building $30,540	$576,232 Land $143,000 Building $433,232
2024	$3,906.00 (+3.47%)	$41,820 (-) Land $7,200 Building $34,620
2023	$3,775.00 (+31.44%)	$41,820 (+46.94%) Land $7,200 Building $34,620	$624,148 (+52.44%) Land $107,500 Building $516,648
2022	$2,872.00	$28,460 Land $5,910 Building $22,550	$409,449 Land $85,000 Building $324,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10822 Checo Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10822 Checo Way is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220

May also be available: StratusIQ.

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